Toe River Project Access

Toe River Project Access We are certified Community Health Workers serving ALL residents of Avery, Mitchell and Yancey County. Referral Form for providers below.

❤️ We are committed to enhancing the quality of life for our neighbors through access to healthcare🌱 wellness programs📚 resources and 🤝 support services building a healthier 💪safer and compassionate community where everyone feels connected ❤️ copy to your folders fill out and fax or email back. https://communitycarewnc-my.sharepoint.com/:b:/g/personal/mpontorno_carereachnc_org/EfoGnp7fL2dBu_07EAcNs4oB7VlD6Y25jGGSbTlafxxd4A?e=BfcwKC

📌 Retired? You May Still Want to File TaxesEven if you’re retired and don’t think you have to file, filing a tax return ...
02/05/2026

📌 Retired? You May Still Want to File Taxes

Even if you’re retired and don’t think you have to file, filing a tax return can still help you:
✔️ Get a refund if taxes were withheld
✔️ Qualify for credits
✔️ Provide proof of income for housing or benefits

✅ Toe River Project Access can help you file for FREE through the VITA program if you’re eligible.

🪪 What to bring:
• Photo ID
• Social Security card (or ITIN letter)
• Income forms, such as:
• SSA-1099 (Social Security)
• 1099-R (pension, annuity, IRA)
• 1099-INT / 1099-DIV (bank interest or investments)
• Bank account & routing number (for direct deposit of any refund)
• Last year’s tax return (helpful, not required)

📞 Call 828-606-6428 to schedule an appointment.

Free. Trusted. Local help for our community.

❄️ FREE TAX VITA CANCELED ❄️Due to snowy conditions and Mayland Yancey Campus being on a remote day, we must cancel our ...
02/05/2026

❄️ FREE TAX VITA CANCELED ❄️

Due to snowy conditions and Mayland Yancey Campus being on a remote day, we must cancel our FREE Tax VITA Clinic that was scheduled for today at Mayland Yancey Campus.

Your safety is our priority. Please check out the flyer for our other upcoming clinic dates. We look forward to serving you soon!

We’re ready to file your taxes!📞 Call 828-606-6428 to make an appointment.This free service is here to save you money—be...
02/03/2026

We’re ready to file your taxes!
📞 Call 828-606-6428 to make an appointment.

This free service is here to save you money—because we believe our neighbors deserve support, so families can keep more of what they earn for a healthier community outcome

📌 Don’t Have to File Taxes? Here’s Why You Might Want ToIf you didn’t earn much last year, were paid cash, worked part-t...
02/02/2026

📌 Don’t Have to File Taxes? Here’s Why You Might Want To

If you didn’t earn much last year, were paid cash, worked part-time, or receive Social Security, you may think filing taxes doesn’t apply to you. But here’s why filing can still be very important 👇

✅ You could get money back
Even if you didn’t owe taxes, you may qualify for refundable credits like:
• Child Tax Credit
• Earned Income Tax Credit
• Other stimulus or state credits
That’s real money you won’t get unless you file.

✅ Filing protects your benefits
A tax return is often needed to prove income for:
• Medicaid
• SNAP / food assistance
• ACA health insurance
• Housing or rental assistance
• College financial aid

✅ It creates an official income record
Filing helps with:
• Social Security credits
• Disability or retirement benefits
• Loans, apartments, and mortgages
• Verifying income for future programs

✅ It can help avoid problems later
Sometimes income is reported to the IRS even if you didn’t realize it. Filing helps prevent letters, delays, or penalties.

💡 Bottom line:
Even if you don’t have to file, filing can put money in your pocket, protect your benefits, and support your future.

✨ You may qualify to file for FREE
If your income is under a certain level, trusted local help is available.

📞 Need help filing free or have questions?
Call Toe River Project Access at 828-606-6428 — we’re happy to help.

01/30/2026
If You’re Self-Employed & Using a FREE VITA TAX Clinic, Things to remember to bring: 👇 ✅ Personal & Household Info • Pho...
01/28/2026

If You’re Self-Employed & Using a FREE VITA TAX Clinic, Things to remember to bring: 👇

✅ Personal & Household Info
• Photo ID
• Social Security card or ITIN letter (for you, spouse, and dependents)
• Last year’s tax return (if available)
• Bank account & routing number (for direct deposit) a MUST!

💼 Self-Employment Income (Organized by YOU) Bring all income for the year, even if you didn’t get a tax form.

Examples: • 1099-NEC or 1099-MISC forms
• Cash income records
• Invoices or receipts
• Deposit summaries (bank statements highlighted)
• App reports (Uber, DoorDash, Etsy, Square, PayPal, Venmo, Cash App, etc.)

📁 Best practice: Put income in one folder, grouped by payer or platform, with totals written at the top.

💼 Business Expenses (This Is HUGE) Expenses reduce what you owe—so bring them!
Common deductible expenses:
• Supplies & materials
• Mileage log OR total business miles (dates + purpose)
• Vehicle expenses (gas, repairs—only if not using mileage)
• Cell phone (business % only)
• Internet (business % only)
• Advertising & marketing
• Licensing, fees, insurance
• Office supplies or home office info (if applicable)

📁 Best practice:
• Separate expenses by category
• Add up totals for each category
• Sticky note or paper with totals = 💯 volunteer gold

🚗 Vehicle Use Bring one of the following:
• Mileage log (preferred), OR
• Total business miles for the year Also helpful:
• Vehicle purchase date
• Lease or loan info (if applicable)

🏠 Home Office (If used)
• Square footage of home
• Square footage of office space
• Rent or mortgage info
• Utilities totals (electric, water, internet)

🏥 Health Insurance
• Form 1095-A (Marketplace insurance) if applicable
⚠️ This is required to file if you had Marketplace coverage.

📌 How to Make It Easy for the Volunteer Preparer
• Use envelopes or folders labeled:
• Income
• Expenses
• Mileage
• Write totals clearly
• Avoid dumping loose receipts (it slows everything down)
• Be ready to explain what the business does in 1–2 sentences

🚫 What VITA Can’t Do
• No estimated tax planning
• No missing income reconstruction
• No guessing expenses
• No large inventory tracking or complex depreciation

✨ Pro Tip If records are incomplete, filing may be delayed—or not possible that day. A little prep = faster filing + lower stress.

If you are self-employed and would like to see if you qualify for Free Tax VITA clinics call us at 828-606-6428. You may qualify for Toe River Project Access to file your taxes at no cost to you.

Share this with a neighbor who is self-employed

🚨 Don’t Delay Medicare! Avoid the 10% Penalty 🚨Part B – Medical Insurance • Standard 2026 Premium: $174.70/month • Examp...
01/28/2026

🚨 Don’t Delay Medicare! Avoid the 10% Penalty 🚨

Part B – Medical Insurance
• Standard 2026 Premium: $174.70/month
• Example: Waited 2 years → 10% × 2 = 20% penalty
• Your new monthly premium: $209.64 💸
• Remember: This extra amount lasts forever!

Part D – Prescription Drug Coverage
• Go 63+ days without coverage → 1% per month penalty on the national base premium ($38.99 in 2026)
• Example: 10-month delay → 10 × 1% × $38.99 ≈ $3.90 extra/month
• This penalty also lasts forever!

✅ Avoid Penalties:
Enroll during your Initial Enrollment Period or a Special Enrollment Period if you had work coverage.

Need Help?
Toe River Project Access offers FREE guidance from SHIIP counselors.
📞 Call 828-606-6428 today!

💙 FREE TAX HELP IS STARTING NEXT WEEK IN YANCEY COUNTY! The Toe River Project Access is ready to help you file your taxe...
01/28/2026

💙 FREE TAX HELP IS STARTING NEXT WEEK IN YANCEY COUNTY!
The Toe River Project Access is ready to help you file your taxes at NO cost to you — starting next week, right here in Yancey County!

📍 Location:
Mayland Community College – Yancey Campus
107-Wheeler Hills Rd, Burnsville, NC 28714

🗓 Dates & Times:
Tuesday, February 3 & Thursday, February 5
⏰ 10:00 AM – 2:00 PM

Our trained community volunteers donate their time to help neighbors save money during tax season by:
✔️ Filing taxes accurately
✔️ Making sure you receive eligible credits and refunds
✔️ Avoiding costly tax preparation fees

Why do we do this?
Because no one should have to pay to file a basic tax return. When families save money on tax prep, that money stays in our community — helping cover groceries, rent, utilities, and medical needs. This is our way of giving back and supporting our neighbors when they need it most.

📞 Call or text 828-606-6428 to make an appointment or see if you qualify.
Appointments are recommended.

👉 Please share this post to help your neighbors in Yancey County file their taxes at no cost. 💙

“I’m a college student working two part-time jobs and rely on the Marketplace for health insurance. In early December, I...
01/27/2026

“I’m a college student working two part-time jobs and rely on the Marketplace for health insurance. In early December, I checked with my provider to confirm my renewal and was told everything was fine. The next day, I got an email saying I wasn’t eligible and to wait for the state to contact me about Medicaid.

Navigating Medicaid was tough, with long wait times to reach a representative. I was worried I’d be uninsured by January 1. Luckily, I was given the number for Toe River Project Access.

Mickie at Toe River was amazing! She walked me through the process, made sure all my information was ready, and assured me I’d be covered effective January 1—even if approval was delayed. Thanks to her, a case manager was assigned, and I was approved shortly after.

A huge thank you to Mickie and Toe River Project Access for helping me stay covered! “

📞 If you need help with health coverage, call Toe River Project Access—they make the process so much easier!

📣 Tax Filing Season Is OFFICIALLY OPEN! 📣The IRS is now accepting tax returns — and help is available!Toe River Project ...
01/26/2026

📣 Tax Filing Season Is OFFICIALLY OPEN! 📣
The IRS is now accepting tax returns — and help is available!

Toe River Project Access (TRPA) is offering FREE tax preparation through our VITA program for eligible individuals and families. 💙💚

✨ Why file with TRPA?
✔️ IRS-certified, trained tax preparers
✔️ 100% FREE, accurate tax filing
✔️ Assistance for families, seniors, and ITIN filers

📞 Call TRPA to schedule your appointment: 828-606-6428

Filing early can help protect against fraud and get your refund faster. We’re proud to support our community and make tax season a little less stressful at no cost. 🤝

📣 Medicare General Enrollment Period is OPEN! 📣Did you miss signing up for Medicare Part A or Part B when you were first...
01/26/2026

📣 Medicare General Enrollment Period is OPEN! 📣

Did you miss signing up for Medicare Part A or Part B when you were first eligible? You may still be able to enroll during the Medicare General Enrollment Period.

🗓 January 1 – March 31
✔️ Coverage begins July 1

⚠️ Late Enrollment Penalties Matter
If you didn’t enroll when first eligible and didn’t have other qualifying coverage, Medicare may charge a penalty.
• Part B: Monthly premium increases 10% for each year you delayed (usually for life)
• Part A (if you pay for it): Premium may increase 10%

Penalties can raise your Medicare costs long-term.

💙 Need help?
Toe River Project Access offers free, unbiased Medicare assistance.

📞 Call 828-606-6428 today — don’t wait until it’s too late!

This week at Toe River Project Access was about showing up—again and again—for our neighbors. 💙Here’s just a small glimp...
01/23/2026

This week at Toe River Project Access was about showing up—again and again—for our neighbors. 💙
Here’s just a small glimpse of what serving our community looked like this week:

💙 Pahola

Helped a client re-enroll in NC Med Assist, ensuring continued access to free medications for another year

Assisted a resident in Avery County with Medicaid enrollment and confirmation

Supported 2 residents, one from Mitchell and one from Yancey County, with applications for hospital financial assistance to address unaffordable medical bills

Helped a client reapply to the Toe River Project Access to access low-cost eye care services

Enrolled a new client to receive help with low-cost primary care copayments

💙 Miki

Assisted a hospitalized community member who lost their furniture and vehicle due to Hurricane Helene and had not yet been able to replace either, by working with local partners Samaritan’s Purse (furniture assistance) and Broken Wheels Ministry (vehicle assistance)

Helped a patient review his Medicare Plan due to high-cost medication, she reduced medication costs from $400 per month to $0, while cutting overall medication expenses for the year

Assisted two residents with SNAP (food assistance) applications

Advocated for a patient who continued receiving medical bills after approval for 100% hospital charity care

Helped a resident who lost their job re-enroll in Medicaid, completing the application by phone to avoid unnecessary travel and expenses

Led a Zoom meeting with the Yancey County Health Department to share updates on 2026 Toe River Project Access events, services, and referral processes, strengthening coordination and partnership for the year ahead

Confirmed and scheduled dates for the year for upcoming free dental clinics and free eye exam events, expanding access to care for uninsured individuals and those with limited financial resources

💙They both attended a Freedom Life meeting alongside other local agencies in Mitchell County to brainstorm collaborative solutions for community recovery and re-entry. These conversations focus on how organizations can work together to support individuals returning to the community after incarceration or crisis, reduce barriers to healthcare and basic needs, and strengthen long-term stability through coordinated support.

And this is only a brief snapshot. There is so much more that doesn’t always make it into a post ➡️ the phone calls, follow-ups, problem-solving, listening, advocating, and walking alongside people through complex systems.

Why does this matter?
Because access to healthcare, medications, food, and support shouldn’t depend on income, transportation, or how hard it is to navigate the system. People deserve dignity, trust, and someone in their corner.

At Toe River Project Access, we believe in meeting people where they are and staying with them until the problem is truly solved. This work happens every day, one neighbor at a time—and we’re honored to be part of it. 💙

Address

125 Hospital Drive
Spruce Pine, NC
28777

Opening Hours

Monday 8:30am - 4:30pm
Tuesday 8:30am - 4:30pm
Wednesday 8:30am - 4:30pm
Thursday 8:30am - 4:30pm
Friday 8:30am - 4:30pm

Telephone

+18287661850

Website

https://carereachnc.org/about/donate

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Our Mission

Toe River Project Access seeks to improve the health and wellness of Mitchell and Yancey County residents by providing access to healthcare and other community resources.