Toe River Project Access

01/13/2026

📣 TODAY ONLY — LAST OPEN ENROLLMENT EVENT! 📣

👉 Pahola Cruz is at the Avery Health Department TODAY helping with Marketplace health insurance enrollment.

⏰ This is the LAST open enrollment event before the January 15 deadline.
If you don’t enroll by Jan 15, you may have to wait another year unless you qualify for a special enrollment period.

✅ Free help
✅ One-on-one assistance
✅ Get covered for 2026

📍 Avery Health Department
📅 Today until 1pm

Don’t miss your chance — stop by before it’s too late! 💙

01/13/2026

01/12/2026

💥 Did your Marketplace plan renew and your monthly premium went WAY UP?

You still have time to review and make changes to your plan to better fit your needs!

⏰ Open Enrollment Deadline: JANUARY 15
📞 Call Toe River Project Access: 828-767-5205

01/11/2026

✨ NEW YEAR. NEW YOU. 2026.
Healing • Hope • Moving Forward

A new year is a fresh chance to heal.

If stress, loss, or past trauma make day-to-day life feel overwhelming, you are not broken — and you are not alone.

Toe River Project Access is here to meet you where you are and help you take the next step forward.

💙 We help connect you to:
• Healthcare access, including mental health & therapy
• Help applying for Medicaid, Medicare & Marketplace insurance
• Financial aid & charity care for medical bills
• Food & nutrition assistance
• Transportation assistance
• Assistance applying for affordable housing
• FREE tax preparation (VITA)
• Help navigating benefits & local resources

No judgment. No pressure. Just compassionate support for our neighbors.

🌱 This year can be about rebuilding, restoring, and rediscovering your strength.

📞 Call or Text: 828-606-6428
📍 Serving Avery, Mitchell & Yancey County neighbors

New year. New possibilities. Let’s move forward together.istplle

01/10/2026

💙 Helping a Neighbor Facing Stage 4 Kidney Cancer💙
We recently met a neighbor in his late 40s courageously fighting stage 4 kidney cancer. The treatments are exhausting, the worry is constant, and the financial stress can feel just as heavy as the illness itself. His Medicare Advantage plan had a $9,000 out-of-pocket maximum, and each treatment costs $3,000 a month—meaning he would have had to pay for three full treatments on his own before insurance would cover the rest.

We were able to help him:
✔️ Find a plan that lowered his out-of-pocket costs from $9,000 to $3,094
✔️ Apply for a grant that covered the out-of-pocket costs for his first two kidney cancer treatments
✔️ Reduce what he had to pay for the first visit to just $20 in administration fees (a one-time cost)

Seeing the relief and hope this brought him reminded us why we LOVE what we do. 💛

Medicare Advantage Open Enrollment is happening now through March 31!
We are free SHIIP counselors, not an insurance agency. We provide unbiased guidance and all your options, so you or a loved one can find the support you need.

📞 Call or text 828-606-6428

💙 Because everyone deserves care, compassion, and a little peace of mind.

01/10/2026

💥 Your Overtime & Tips Can Lower Your Taxes!

Worked extra hours? Earned tips? You still pay taxes, but the extra overtime pay and most tips can lower your federal tax bill.

💰 Overtime deduction: up to $12,500 (single) / $25,000 (married)
💰 Tips deduction: up to $25,000

📌 Bring your end-of-year paystub to make sure everything is correct

📞 Call Toe River Project Access at 828-606-6428 to make an appointment — we file taxes FREE!

⸻

💥 ¡Tus Horas Extra y Propinas Pueden Reducir Tus Impuestos!

¿Trabajaste horas extra? ¿Recibiste propinas? Todavía se pagan impuestos, pero el pago extra por horas extra y la mayoría de las propinas pueden reducir tus impuestos federales.

💰 Deducción por horas extra: hasta $12,500 (soltero) / $25,000 (casados)
💰 Deducción por propinas: hasta $25,000

📌 Trae tu talón de pago de fin de año para asegurarte de que todo esté correcto

📞 Llama a Toe River Project Access al 828-767-5205 para hacer una cita — ¡hacemos tus impuestos GRATIS!

01/09/2026

🚨 Help Needed – Spruce Pine Area! 🚨

A local man’s apartment flooded—he has no furniture and needs a car.

If you can help or know someone who can, please call him: 828-208-2383.

Let’s help him get back on his feet! 🙏💙

01/08/2026

🩺 Farmers, Gig Workers & Part-Time Workers — No Job Insurance?

If you farm, drive for DoorDash or Instacart, work part-time, or are self-employed, you may qualify for affordable Marketplace health insurance with monthly savings.

Protect yourself from big medical bills.

📞 FREE local help:
Toe River Project Access
Call or Text 828-767-5205

⸻

🩺 ¿Agricultor, trabajador por aplicaciones o medio tiempo sin seguro?

Si trabaja en agricultura, DoorDash, Instacart, medio tiempo o por su cuenta, puede calificar para seguro médico del Mercado con ahorros mensuales.

📞 Ayuda local y GRATIS:
Toe River Project Access
Llame o envíe texto 828-767-5205

01/07/2026

⚠️ Losing Medicaid in 2026? We Can Help. ⚠️

If you or your children are losing Medicaid coverage for 2026, you still have options.

👉 Your next step may be Marketplace Health Insurance
Many families qualify for low-cost or even $0 monthly plans, depending on income and household size.

💙 Toe River Project Access is here to help you:
✔️ Understand your options
✔️ Apply for Marketplace insurance
✔️ Find coverage that fits your family and budget

📞 Call or text: 828-606-6428
📍 Serving Avery, Mitchell, and Yancey counties

Please share this post so others don’t go without health coverage in 2026!

01/07/2026

📢 Have Marketplace Insurance? Don’t Skip Filing Taxes! 📢

If you or someone in your household had Marketplace (ACA) health insurance, filing your taxes is required — even if you had little or no income. Filing helps you:

✔️ Keep your health coverage
✔️ Stay eligible for future Marketplace plans
✔️ Avoid issues or delays with insurance
✔️ Claim tax credits and refunds you may be owed

💙 Toe River Project Access – VITA can help you file for FREE!
Our IRS-certified volunteers provide free tax preparation and e-filing for qualifying households, including help with ACA forms (1095-A, B, or C).

📞 Call or text 828-606-6428 to schedule an appointment
📍 Clinics available throughout February 2026
🌄 Serving Avery, Mitchell, and Yancey County neighbors
🗣️ Spanish-speaking services available

📄 Form 1095-A is needed to file if you had Marketplace health insurance.

01/06/2026

🌟 2025 Tax Filing Updates – File in 2026

💵 Standard Deductions:
• Single: $15,750
• Married Joint: $31,500
• Head of Household: $23,625
• Seniors/Blind: +$1,900

👶 Child Tax Credit: Up to $2,200 per child under 17

💡 Other Key Updates:
• Tips & side income must be reported
• Refunds direct deposit only
• Filing opens Jan 2026 | Deadline Apr 15, 2026

📱 Call or text 828-606-6428 to schedule your free VITA tax appointment in Avery, Mitchell, or Yancey Counties!

⸻

🌟 Actualizaciones de Impuestos 2025 – Declaración en 2026 🌟

💵 Deducción Estándar:
• Soltero/a: $15,750
• Casado/a Conjuntamente: $31,500
• Jefe de Hogar: $23,625
• Mayores de 65 / Ciegos: +$1,900

👶 Crédito Tributario por Hijos: Hasta $2,200 por hijo menor de 17 años

💡 Otros Cambios Importantes:
• Propinas e ingresos extra deben ser reportados
• Reembolsos solo depósito directo
• Declaraciones abren enero 2026 | Fecha límite 15 de abril 2026

📱 Llama o envía mensaje al 828-767-5205 para tu cita gratuita VITA en Avery, Mitchell o Yancey.