Lynn County Healthcare System

Lynn County Healthcare System Lynn County Hospital District Established in 1971 we are proud to serve our communities.

LCHD is a 24-bed critical access hospital, providing inpatient and outpatient care to the citizens of Lynn County, Texas and beyond.

Looking for affordable computer equipment?We’ve listed surplus desktops, monitors, and keyboards in a public online auct...
02/13/2026

Looking for affordable computer equipment?

We’ve listed surplus desktops, monitors, and keyboards in a public online auction. Some of this surplus is available due to recent IT upgrades made possible through a grant we received.

All hard drives have been removed for data security. Items were working when taken out of service.

Local pickup only. Visit the auction link below for full details, inspection information, and bidding.

“Why Did I Get More Than One Bill?”Getting more than one bill doesn’t mean you’re being charged twice.This is a new chan...
02/12/2026

“Why Did I Get More Than One Bill?”
Getting more than one bill doesn’t mean you’re being charged twice.
This is a new change in how we bill, and we want to explain it clearly.
One visit, two parts of care
Even though you may see one care team, your visit includes two different components:
Facility services
(building, nursing staff, equipment, supplies, support services)
Provider services
(the medical care from your doctor, NP, or PA)
These are billed separately, even though the providers are hospital employees.
Important to know
✔ Providers are not independent or outside groups
✔ You are not being sent to a separate company
✔ This is not double billing
Both charges are part of the same visit and stay within the hospital.
Why this may feel new
In the past, these services were bundled together.
We are now billing them separately so claims are processed correctly with insurance and align with current healthcare billing standards.
Why bills may arrive at different times
Insurance processes each part of the claim separately.
That can cause statements to arrive on different days, even for the same visit.
What we want you to do
If something doesn’t make sense:
Call us before paying
We’ll help match your bill to your insurance explanation
And walk through it with you
Bottom line
💡 More than one bill doesn’t mean more than one visit
It reflects different parts of the same care being billed correctly.

“Is This a Bill or an Explanation of Benefits (EOB)?”You may get paperwork that looks like a bill… but isn’t one.After a...
02/10/2026

“Is This a Bill or an Explanation of Benefits (EOB)?”
You may get paperwork that looks like a bill… but isn’t one.
After a hospital visit, many patients receive something from their insurance company called an Explanation of Benefits (EOB).
Here’s what that means
What an EOB IS
An EOB is a notice from your insurance company explaining:
What services were billed
What the hospital charged
What your insurance allowed
What insurance paid
What you may owe (copay, deductible, or coinsurance)
It is NOT a bill.
What an EOB is NOT
It is not a request for payment
It does not mean you owe that amount right now
You should not send payment based on the EOB alone
Why the numbers can look confusing
On an EOB you may see:
A large charge
A big adjustment
A smaller “patient responsibility”
That’s normal. Insurance reduces the charge to the allowed amount, and the hospital writes off the rest as a contractual adjustment.
When should you pay something?
You should wait until you receive an actual bill from the hospital, which reflects:
Insurance payment
Adjustments
Any remaining balance you truly owe
Bottom line
EOB = Explanation
Bill = Payment request
If you’re ever unsure which one you’re looking at, our billing team is happy to help explain it.

Why Charges Look High (and What Insurance Actually Pays)A common question we hear is:“Why does it say you charged that m...
02/08/2026

Why Charges Look High (and What Insurance Actually Pays)

A common question we hear is:
“Why does it say you charged that much?”

Here’s the important thing to know:

The charge is not the price you pay.
It’s a starting point that allows your insurance to apply your benefits correctly.

What is an Allowed Amount?

Your insurance company sets an allowed amount — the maximum they will pay for a service.

That allowed amount is based on your insurance plan, not the hospital.

Why Allowed Amounts Vary

Even for the same exact service:
• One insurance may allow $200
• Another may allow $300

Allowed amounts vary based on:
• Insurance company contracts
• Your specific plan
• Employer group agreements
• Network status

Hospitals don’t know which allowed amount applies until insurance processes the claim.

Why Charges Are Higher Than Allowed Amounts

Hospitals must submit a standard charge so insurance can:
• Apply your plan correctly
• Pay the full allowed amount for your coverage
• Track deductibles and out-of-pocket maximums accurately

If charges were set too low, insurance could only pay up to that amount — even if your plan allows more.

Contractual Adjustments Protect Patients

Anything above your insurance’s allowed amount is written off.
Patients are not billed for this difference.

What you may owe depends on your plan:
• Deductible
• Copay
• Coinsurance

These are calculated from the allowed amount, not the original charge.

Your Explanation of Benefits (EOB) shows:
• Allowed amount
• Insurance payment
• Any patient responsibility

Understanding this helps explain why charges look high — and why insurance ultimately controls what gets paid.

Why Did This Visit Cost More Than the Last One?”We hear this often:“Last time I didn’t owe anything — why do I owe now?”...
02/06/2026

Why Did This Visit Cost More Than the Last One?”
We hear this often:
“Last time I didn’t owe anything — why do I owe now?”
“Nothing changed… or did it?”
Even when visits feel similar, insurance rules can make the cost very different. Here are a few common reasons:
Your deductible reset
Most deductibles reset at the beginning of the year. Early in the year, patients often owe more until that deductible is met again.
Your insurance plan changed
Even if you kept the same insurance company, plan benefits can change year to year — including deductibles, copays, and coinsurance.
Different services were provided
Small differences in labs, imaging, or provider services can affect how insurance processes the claim.
Coverage rules vary by service
Some services apply to deductibles, others don’t. Some require prior authorization. Insurance decides this — not the hospital.
Timing matters
If insurance hasn’t fully processed your claim yet, you may see updates or changes as they complete their review.
Checking your Explanation of Benefits (EOB) helps explain how insurance applied your plan rules to this visit.
We know medical billing can feel unpredictable. Our goal is to help you understand what’s happening and why — so there are fewer surprises.
Up next in this series: “What Is an Allowed Amount?” and why it matters more than the charge you see.

Reminder that Medicare Open Enrollment for Medicare Advantage Plans is open from January 1st until March 31st 2026.
02/04/2026

Reminder that Medicare Open Enrollment for Medicare Advantage Plans is open from January 1st until March 31st 2026.

"“I Have Insurance — Why Do I Still Owe?”(And why the “charge” isn’t what you actually pay)We often hear:“Why does the b...
02/03/2026

"“I Have Insurance — Why Do I Still Owe?”
(And why the “charge” isn’t what you actually pay)
We often hear:
“Why does the bill say you charged that much?”
“I have insurance — why do I owe anything at all?”
Here’s what’s happening behind the scenes.
The charge is not the final amount.
Hospitals list standard charges for services, but insurance companies do not pay that amount.
Allowed Amount
Your insurance company has a contracted rate — called the allowed amount — for each service. This is the maximum amount they consider for payment, no matter what the original charge was.
Contractual Adjustment
The difference between the hospital’s charge and the insurance’s allowed amount is written off. This is called a contractual adjustment, and patients are not billed for this difference.
In simple terms:
Insurance sets the price. The hospital adjusts to that price.
So why might you still owe something?
Deductible
If your deductible hasn’t been met, insurance may apply the allowed amount to you.
Copay or Coinsurance
Even after insurance pays, many plans require patients to share part of the allowed amount.
Patient Responsibility
This is the portion your insurance assigns to you — not the original charge, and not the written-off amount.
Why charges look confusing:
• Insurance rules vary by plan
• Deductibles reset each year
• Allowed amounts differ by insurer
Reviewing your Explanation of Benefits (EOB) helps you see the allowed amount, insurance payment, and any patient responsibility clearly.
We believe understanding how insurance works helps patients feel more confident and informed — and we’re always happy to help explain what you’re seeing.
Up next in this series: “Why This Visit Cost More Than the Last One.”

“This Is Not a Bill” — Understanding Your Explanation of Benefits (EOB)Getting mail from your insurance can be confusing...
01/31/2026

“This Is Not a Bill” — Understanding Your Explanation of Benefits (EOB)
Getting mail from your insurance can be confusing — especially when it shows dollar amounts. One of the most common documents you’ll receive is an Explanation of Benefits, also called an EOB.
Here’s what to know:
An EOB is NOT a bill.
It’s a notice from your insurance company explaining how they processed your claim.
Your EOB usually shows:
• What services were billed
• What your insurance paid
• What they did not pay
• What they say may be your responsibility
This does not mean you owe that amount yet.
Why you get an EOB before a bill:
Insurance must finish reviewing your claim before the hospital can send you a bill for any remaining balance.
Why the numbers can look confusing:
• Insurance “charges” and “allowed amounts” are different
• Coverage rules vary by plan
• Some services apply to deductibles or coinsurance
What you should do when you receive an EOB:
- Read it
- Keep it
-Compare it to any bill you receive later
If something doesn’t look right, it’s okay to ask questions — starting with your insurance company.
Opening and reviewing your insurance mail helps keep your insurance accountable and your claim moving.
Up next in this series: “I Have Insurance — Why Do I Still Owe?” where we’ll break down deductibles, copays, and coinsurance in plain language.

"Why Does a Medical Bill Take So Long?A quick look behind the scenes at insurance billingWe hear these questions a lot:•...
01/29/2026

"Why Does a Medical Bill Take So Long?
A quick look behind the scenes at insurance billing
We hear these questions a lot:
• “I already paid my copay — why am I getting a bill?”
• “I have insurance… why do I owe anything?”
• “Last time I didn’t owe — why is this visit different?”
The short answer: your visit and your insurance claim don’t finish at the same time.
Here’s a simple overview of what happens after your appointment:
1. You receive care
Your visit happens today, but billing doesn’t end when you walk out the door.
2. We send a claim to your insurance
A claim is simply a detailed report of the services you received. This goes to your insurance company for review.
3. Insurance reviews the claim
They decide what they will pay based on your specific plan — including deductibles, copays, coinsurance, and covered services. This step can take time and sometimes requires extra information.
4. You receive an Explanation of Benefits (EOB)
This is not a bill. It’s your insurance explaining what they paid, what they didn’t, and what may be your responsibility.
5. You receive a bill from us (if applicable)
Only after insurance finishes processing can we bill you for any remaining balance they assign to you.
Why this matters:
Every insurance plan is different — even within the same family
Coverage can change year to year
Insurance delays are common and often outside the hospital’s control
One important tip:
If your insurance company sends you mail or calls with questions, responding quickly helps keep your claim moving and prevents delays or denials.
You pay for your insurance — stay engaged.
Opening your insurance mail and reviewing your EOB helps ensure your plan is paying correctly for the care you received.
This is Post 1 in a short series where we’ll break down common insurance terms like deductibles, EOBs, denials, and secondary insurance — in plain language.
We believe informed patients are empowered patients, and we’re here to help you understand the process.

01/26/2026

We will open all outpatient clinics at 10 am tomorrow to ensure our staff can safely get to work. Please continue to be safe in these winter conditions.

Outpatient Physical Therapy at Lynn County Hospital DistrictIf pain, injury, or surgery is slowing you down, Outpatient ...
01/26/2026

Outpatient Physical Therapy at Lynn County Hospital District
If pain, injury, or surgery is slowing you down, Outpatient Physical Therapy at Lynn County Hospital District offers personalized, one-on-one care close to home — without long waits.
Why choose LCHD Physical Therapy?
• One-on-one treatment every visit
Your therapy sessions are conducted 1:1 treatment with your physical therapy care team, not shared time or rotating providers.
• Faster scheduling
Same-week appointments are often available, with shorter wait times than larger clinics.
• Consistent care team
You’ll typically work with the same small team of therapists throughout your plan of care.
• Highly trained therapists
Our team includes Doctors of Physical Therapy, with advanced certifications including Orthopedic Clinical Specialist (OCS) and Dry Needling.
• Quieter, less crowded clinics
More privacy and a calmer environment than large outpatient facilities.
We treat:
• Post-surgical rehab
• Back and neck pain
• Shoulder and knee injuries
• Chronic pain
• Sports and work-related injuries
• Balance and fall prevention
• Post-hospital deconditioning
Referrals & Insurance
We accept provider referrals and direct access, and welcome Medicare, Medicaid, most major insurances, workers’ comp, and cash-pay patients.
To get started:
Ask your provider to refer you to LCHD Physical Therapy or call the location nearest you.
(Tahoka, Post, and New Home locations listed below)

01/25/2026

Weather Update – Monday, 1/26/26

Due to ongoing weather conditions and travel safety concerns for both patients and staff, all outpatient clinics at Lynn County Hospital District will be closed on Monday, January 26, 2026.

Tahoka Drug pharmacy will also be closed.

We apologize for any inconvenience and appreciate your understanding as we prioritize safety.

Our Emergency Room will remain open 24/7 for urgent and emergency needs.

Please stay safe, limit travel if possible, and continue to monitor for updates.

Address

2600 Lockwood Street
Tahoka, TX
79373

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LYNN COUNTY HOSPITAL DISTRICT

. LCHD is a 24-bed critical access hospital, providing inpatient and outpatient care to the citizens of Lynn County, Texas and beyond. Established in 1971 we are proud to serve our communities.

Tahoka Drug is a hometown pharmacy with a personal touch.

Family Wellness Clinic Tahoka & O’Donnell has great outpatient care. Call for an appointment. 806-998-4604

We are, “ A Compassionate group of professionals committed to healing our communities”