Nader Mishreky Independent Insurance Broker

09/01/2025

Start Saving with AAA Car & Home Insurance

By working together to create a personalized car insurance policy, we’ll help you stay protected at a great value.

Our Members’ Average Savings vary based upon a number of factors and is average $800 on their annual premium when they switched to AAA Car Insurance and saved

The Benefits of AAA Car Insurance
We offer more than just competitive car insurance rates and I’m available, any time you need help or have a question .
1. Personalized Agent Guidance We’ll work together to create a policy that helps meet your unique insurance needs and ensures you have all the discounts you qualify for.
2. High Customer Satisfaction Ratings
AAA Car Insurance has earned a 94% satisfaction rate from customers.  We must be doing something right!
3. Our Dedication to Serving You
With AAA Car and Home Insurance, you can enjoy life more and worry less.  It’s part of our 24/7 dedication to you.

09/01/2025

Start Saving with AAA Car & Home Insurance

By working together to create a personalized car insurance policy, we'll help you stay protected at a great value.

Our Members' Average Savings vary based upon a number of factors and is average $800 on their annual premium when they switched to AAA Car Insurance and saved

The Benefits of AAA Car Insurance
We offer more than just competitive car insurance rates and I’m available, any time you need help or have a question .
1. Personalized Agent Guidance We’ll work together to create a policy that helps meet your unique insurance needs and ensures you have all the discounts you qualify for.
2. High Customer Satisfaction Ratings
AAA Car Insurance has earned a 94% satisfaction rate from customers. We must be doing something right!
3. Our Dedication to Serving You
With AAA Car and Home Insurance, you can enjoy life more and worry less. It's part of our 24/7 dedication to you.

08/10/2025

Medicare skips dental care 😬
But your smile deserves better!

Seniors without dental insurance face higher risks of heart disease, diabetes & more.
That’s why these plans cover:
✨ 100% preventive care
🦷 Fillings, crowns, root canals
💸 No deductible, no annual max

Healthy mouth, healthy life. Let’s smile more! 😄

06/17/2025

Any questions about your Medicare Overview please feel free to contact me at 1(248) 835-6051

06/11/2025

🦷 This is One of the Best Dental Insurance Plans in the Country!
Whether you need preventive care or major dental work, we’ve got you covered with affordable, comprehensive, and portable dental insurance — trusted by individuals and families nationwide.

There are four plans to choose from: Premier, Preferred, Standard, and Economy. Each offers different levels of coverage for preventive, basic, and major dental services.
📊 Check out the comparison chart below to see which plan best fits your needs:

06/06/2025

06/05/2025

I can assist you in exploring Affordable Care Act (ACA) health insurance options in Michigan through the Health Insurance Marketplace. You can use your personalized HealthSherpa link: https://www.healthsherpa.com/?_agent_id=nader-mishreky to begin the process. 

📅 Enrollment Periods
• Open Enrollment: Runs annually from November 1 to January 15. Enrollments completed by December 15 take effect on January 1, while those completed between December 16 and January 15 take effect on February 1. 
• Special Enrollment Period (SEP): Outside of Open Enrollment, you may qualify for a SEP if you’ve experienced certain life events, such as losing other health coverage, moving, getting married, or having a baby. 

💰 Financial Assistance

Most Michigan residents are eligible for subsidies to help lower monthly premiums. In 2024, the average premium subsidy in the Michigan Marketplace was $426/month, with subsidy-eligible enrollees paying an average net premium of $98/month after subsidies. 

🏥 Plan Options

For 2025 coverage, ten insurers offer Marketplace plans in Michigan. Carrier participation varies by area, so plan availability may differ based on your location. 

📝 How to Enroll
1. Visit: https://www.healthsherpa.com/?_agent_id=nader-mishreky
2. Enter Your ZIP Code: This will display available plans in your area.
3. Compare Plans: Review the plan options, coverage details, and estimated costs.
4. Apply: Complete the application to enroll in the plan that best fits your needs.

If you need personalized assistance, you can contact Nader Mishreky directly at 248-835-6051. Alternatively, HealthSherpa’s Consumer Advocate Team is available at (855) 772-2663 to help you explore your health coverage options. 

Feel free to reach out if you have any further questions or need assistance with the enrollment process.

Start enrolling faster with HealthSherpa, the largest ACA quoting and enrollment platform for agents and agencies.

05/31/2025

05/31/2025

🏥 Why Consider Chronic Illness Supplemental Insurance?

1. Health Insurance Doesn’t Cover Everything

Even if you have excellent health insurance or Medicare, many chronic illness-related costs fall outside traditional coverage:
• Long-term home health care
• Non-medical assistance (e.g. bathing, dressing)
• Transportation to specialists
• Certain prescription drugs or experimental treatments

Chronic illness supplemental insurance helps bridge that financial gap.

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2. Chronic Conditions Are Common and Costly
• About 6 in 10 adults in the U.S. have a chronic disease (e.g., diabetes, COPD, heart disease).
• Chronic conditions are the leading drivers of healthcare costs in retirement.
• These conditions can progress gradually, leading to mounting expenses over time.

Supplemental insurance can provide cash benefits to help manage those increasing costs without draining your savings.

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3. It Pays You Directly — You Control the Funds

Unlike traditional insurance that pays hospitals or providers, most chronic illness policies:
• Pay you directly in cash after diagnosis or upon meeting certain health criteria.
• You can use the money any way you choose — medical care, home modifications, caregivers, bills, or even travel.

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4. Protect Your Retirement Savings

If you’re relying on retirement savings or fixed income (like Social Security), a serious illness could:
• Force early withdrawals from retirement accounts
• Reduce your long-term financial security
• Increase the burden on family or loved ones

A supplemental policy can act as a financial cushion.

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5. Often Easier to Qualify For Than Long-Term Care Insurance
• Less restrictive underwriting
• Often no medical exams — just health questionnaires
• Available even if you don’t qualify for long-term care insurance

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6. Peace of Mind

Knowing that you have a plan in place if a chronic illness strikes can:
• Reduce stress for you and your family
• Allow you to focus on quality of life, not just costs
• Help avoid the burden of relying on loved ones for financial or physical care

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🎯 Bottom Line:

Chronic illness supplemental insurance is about control, flexibility, and protection — protecting your health, your lifestyle, and your savings from the long-term impacts of serious health conditions.

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📞 Want Help Finding the Right Plan?

I can help you compare options and find a plan that fits your health, age, and budget.

Nader Mishreky
Licensed Insurance Agent
📱 248-835-6051
📧 1156313@gmail.com

Let me know if you’d like me to put together a personalized recommendation or brochure for chronic illness protection.