10/23/2025
💡 Will the insurance choice you make today cost you more in 2026?
Many people choose high-deductible health plans thinking they’ll save money — but forget about the wellness services they actually use throughout the year:
🧠 Counseling & therapy
💆🏽 Massage therapy
🦴 Chiropractic care
🧘🏾♀️ Acupuncture & physical therapy
These services often aren’t covered until you meet your deductible — meaning you’ll pay out of pocket unless you plan ahead.
👉🏾 If a high-deductible plan makes the most sense for you or your family, be sure to:
✅ Use your employer’s FSA or HSA benefits
✅ Add enough funds to cover the cost of wellness care until your deductible is met
📌 Ask your HR rep:
What’s my deductible for mental health and wellness services?
Does my plan cover the providers I actually use?
✨ Wellness is not a luxury — it’s essential care. Make sure your benefits support your whole health.
📍 www.jracc.org
| We’re here when you’re ready