01/26/2026
Scared of credit cards?
That’s actually smart.
Credit cards aren’t bad.
Bad habits are.
If you use them with intention, credit cards can help you:
✔ Build real credit
✔ Avoid interest
✔ Protect your future
The key is habits over hype:
1️⃣ Start with a secured card
2️⃣ Treat it like a debit card
3️⃣ Let apps do the discipline
At SEEDS, we teach habits early—so money never controls your future.
📖 “Whoever is faithful with little will be faithful with much.” — Luke 16:10
👇 Comment “SEEDS” if you want smarter money habits that actually work.
➕ Follow for more wisdom on faith, purpose, and money 🌱