Lawrence County Family Clinic-Pa

11/01/2025

Saturday Sick Call will be open November 1st from 9-Noon.

10/31/2025

Congratulations Dr. Charles Davidson! 🎉 LCFC and our community have been blessed by all your years of service and care. We wish you a wonderful and happy retirement! (No judgement on my outfit …I didn’t get the memo to change out of my Halloween costume before the party 🤣🤣). Seriously….We will miss you!

10/31/2025

🎃Happy Halloween from the LCFC crew!! We will be closed this afternoon but having regular Saturday sick call hours tomorrow! Be safe trick or treating tonight!! 🎃

10/24/2025

Saturday Sick Call will be open tomorrow October 25th from 9-Noon. This is a walk-in urgent care service we provide to our established patients. No appointment necessary. (Photo: horses enjoying pasture life in Black Rock)

10/20/2025

LCFC is cheering for Rob who is beginning his battle against Ewing’s Sarcoma!! We love the Heards!! 💛💛

10/19/2025

What is the Medicare D plan? This is a medication drug plan ( covers the cost of your prescription medications) you can purchase when you sign up for Medicare at age 65. Go to Medicare.gov. Go to the green bar and you can enter your current meds to see which D plan is most cost effective.

10/19/2025

For those turning 65 or those wanting to change their Medicare plan this is where you start : go to Medicare.gov. There are two avenues to enrollment: 1) Traditional Medicare (A & B ) (80% covered) with a Medigap private insurance (for the 20% not covered) plus a Medication D plan. OR 2) Medicare Advantage Plan. See my previous post where I explained the difference in these plans.

10/19/2025

Medicare Patients: ( reposted from last year)

10/19/2025

Reposting from last year :

What is Medicare Part D ?….Here is an explanation: (Dr. Peyton)

10/19/2025

Again reposting this from last year.

Since we are currently in Medicare open enrollment, and I have had a lot of questions about Medicare, I did a quick summary that I hope will help: (Dr.Peyton)

10/19/2025

For those entering Medicare or who have Medicare or Advantage Plan …Please read. Pulling this from last year .. numbers will be a little off but info remain otherwise valid.

Are you confused about the different parts of Medicare? I’ve summarized an explanation that describes part A & Part B. (Dr. Peyton)

10/19/2025

Medicare Open enrollment began October 15th , so this is the time of year I get lots of questions. Question that has predominated this week “Can I move back to Medicare?” ( from an advantage plan). The answer is Yes!.. but ….We only get a ‘1 TIME’ Medigap supplement Insurance fixed rate opportunity that does NOT consider your health status. So this rate will be low and will not go up as it does not reflect your health issues. THIS’1 TIME’ offer is ONLY at your initial sign up for Medicare and offer ends forever after 6 months … so that would mean if you are beginning Medicare for the first time in January then this offer ends July 1st. If you STAY on traditional Medicare and keep this low rate Medigap supplement then you will STAY at this low rate even as your health declines as you age. OK … but what happens if you ever convert your Medicare to an Advantage Plan… you will loose this fixed low rate Medigap forever. Yes you can change back to traditional Medicare and purchase a Medigap plan BUT you will now be subject to underwriting… Meaning they can raise your premiums because of your health issues. So this is what happens ALOT… a person is doing fine with their advantage plan as long as they are healthy and require very little health care/ low health care costs. Then something happens and they have a new illness, disease, accident, or like all of us as we age we get multiple high cost health issues. The person then realizes that the upfront savings they thought they would love with the Advantage Plan ended up being a lot of copays, hospital cost, rehab cost, durable medical cost, and flat denials of care needs by their insurance. They now want to change back …. But now they can’t afford to purchase the Medigap because they have medical problems that create high premiums. Now they are in real trouble… they can’t afford to change AND they can’t afford to pay for what the Advantage Plan denies. And I as their physician CAN’T help. All I can do is educate. And a warning… the Advantage Plan Reps can call you or your elderly relative and change them off Medicare with a simple phone call. This is a very very scary problem for those Medicare patients that have dementia. Happened to one of my patients a few weeks ago. (And I just want to say I get paid the exact same whether my patient is Medicare or Advantage… so my concern is for my patients). Always advocating , Dr. Peyton