ABLE National Resource Center

ABLE National Resource Center The ABLE National Resource Center is a collaborative whose supporters share the goal of accelerating the design and availability of ABLE accounts.

The ABLE National Resource Center (ANRC) is a collaborative that brings together the investment, support and resources of some of the country's largest and most influential national disability organizations in an effort to accelerate the design and availability of ABLE accounts to meet the needs of individuals with disabilities and their families. Founded and managed by National Disability Institute (NDI), the ANRC's goal is to provide consistent, reliable information concerning the benefits of an ABLE account. In addition, the ANRC aims to educate individuals with disabilities and their families, state government and legislatures, financial service companies and financial planners and attorneys - who focus on trust and estate planning - about ABLE’s potential positive impact on the lives of millions of Americans with disabilities.

Not sure what counts as a Qualified Disability Expense (QDE)? ABLE accounts offer flexibility, and many everyday costs m...
12/22/2025

Not sure what counts as a Qualified Disability Expense (QDE)? ABLE accounts offer flexibility, and many everyday costs may qualify — if they relate to your health, independence or quality of life.

From moving costs to clothing, gym memberships and more, QDEs can look different for every person depending on their needs and goals.

Explore how to determine whether an expense qualifies and get examples to guide your planning:
https://www.ablenrc.org/determining-whether-something-is-a-qualified-disability-expense-qde/

Image descriptions: A series of green ABLE NRC graphics explains examples of potential Qualified Disability Expenses. The first slide reads “Where your money can go: examples of potential Qualified Disability Expenses.” The following images show different examples with text labels, including a couple carrying moving boxes labeled “Moving Costs,” a gym filled with exercise equipment labeled “Gym Membership,” and a clothing rack with sweaters labeled “Clothing.”

12/18/2025

More individuals will be eligible to open ABLE accounts in 2026 - learn more at https://www.ablenrc.org/the-able-age-adjustment-act-fact-sheet/.

Video description: A green background with white text in a typewriting effect displaying the narrator's words. The ABLE NRC logo is centered above the text.

Audio description: An upbeat and relaxed narrator speaks with a conversational tone over background instrumental low-fi jazz.

Let's debunk another ABLE myth! An individual doesn't have to be under the age of 26 to be eligible to open an ABLE acco...
12/17/2025

Let's debunk another ABLE myth! An individual doesn't have to be under the age of 26 to be eligible to open an ABLE account.

Here’s the fact:
An individual of any age can open an ABLE account, as long as their disability began before their 26th birthday. And beginning in January 2026, eligibility expands to include individuals whose disability began before age 46.

Understanding ABLE rules can help individuals, families and service providers make informed financial decisions. Explore more common myths and the real facts behind them in ABLE NRC’s Debunking ABLE Myths resource: https://www.ablenrc.org/service-providers/debunking-able-myths/

Image description: A green graphic displays a “Myth versus Fact” message. At the top, a red X icon appears next to the word “Myth,” followed by the statement: “An individual must be under the age of 26 in order to have an ABLE account.” Below, a green check icon appears next to the word “Fact,” followed by: “An individual of any age may open an ABLE account, as long as the onset of disability was before the individual’s 26th birthday.” At the bottom, a note reads: “Please note, on 1/2026, the ABLE age of eligibility is expanded to include people who have a disability that began before age 46.”

Looking for a meaningful gift? 🎁  The Gift of Independence from ABLE NRC lets you support a loved one’s future while pro...
12/11/2025

Looking for a meaningful gift? 🎁 The Gift of Independence from ABLE NRC lets you support a loved one’s future while protecting their benefits.

Whether it’s for a birthday, holiday or just because, you can contribute to an ABLE account through a Gift of Independence gift card, in amounts from $25–$200. 

Give the gift that helps with housing, transportation, education, assistive technology or whatever “independence” looks like to them.

Learn more: https://www.ablenrc.org/giving-and-receiving-the-gift-of-independence-gift-cards/

Image description: Graphic with the ABLE National Resource Center (ABLE NRC) logo at the top. Text reads, ‘Give the Gift of Independence this Holiday Season,’ with a gift emoji. Below is an image of a blue Gift of Independence card featuring the website GiftofIndependence.com and the tagline ‘An ABLE savings gift registry.’ Background is white with soft shadows.

ABLE NRC Resource of the Week:Working can be a powerful pathway to greater financial independence for people with disabi...
12/10/2025

ABLE NRC Resource of the Week:
Working can be a powerful pathway to greater financial independence for people with disabilities, and the right support can make all the difference.

This week’s highlighted resource explores how combining work, benefits counseling and an ABLE account can help you meet your needs today while building long-term financial security. Through real stories and practical guidance, you’ll learn how employment and informed planning can open new doors and support your goals.

Watch the video and learn more:
https://www.ablenrc.org/it-pays-to-work-learn-why/

Image description: A green background graphic features large white text reading, “ABLE NRC Resource of the Week: Video: It Pays to Work. Learn Why.” Below the text is an illustration displayed on a tablet screen. The illustration shows an animated person sitting at a desk and talking on the phone, with a support specialist shown in a speech bubble. The web address “ChooseWork.ssa.gov” appears in the background of the animation, and a YouTube play button is centered on the video thumbnail.

In Case You Missed It!Last month's ABLE NRC webinar explored how ABLE accounts can help people with disabilities build f...
12/04/2025

In Case You Missed It!

Last month's ABLE NRC webinar explored how ABLE accounts can help people with disabilities build financial stability, protect benefits and plan for the future.

If you couldn’t join us live, you can now access the full recording and learn from our expert panel.

🎥 Watch the recording: https://www.ablenrc.org/11-04-25-webinar-millions-more-can-start-their-able-journey-in-2026/



Image description: A graphic with a green background reads “Webinar Recording Now Available!” Below the text is an image of a tablet screen showing several hundred-dollar bills layered across the top. The bottom half of the tablet displays the ABLE National Resource Center logo and the title “Millions More Can Start Their ABLE Journey in 2026,” along with the date and time “November 4th, 2–3 p.m. ET.”

12/03/2025

The countdown continues! Just 29 days until the ABLE Age Adjustment Act takes effect and millions more people with disabilities become eligible to open a tax-advantaged ABLE account. Learn more at https://www.ablenrc.org/the-able-age-adjustment-act-fact-sheet/.

Video description: Dark graphic with neon green and white text reading: Expanded ABLE eligibility in 29 days. The number 29 is displayed as a flip clock, with the numbers flipping down to 29. The ABLE NRC logo is centered at the top of the video.

Happy Thanksgiving from all of us at the ABLE National Resource Center!We’re thankful for the opportunity to partner wit...
11/26/2025

Happy Thanksgiving from all of us at the ABLE National Resource Center!

We’re thankful for the opportunity to partner with individuals, families and organizations across the country who share our mission of empowering people with disabilities to achieve greater financial stability and independence through ABLE accounts.

ABLE NRC will be closed on Thursday, Nov. 27, and Friday, Nov. 28. We’ll resume normal business hours on Monday, Dec. 1.

Wishing you and your loved ones a warm, safe and happy holiday.

Image description: A green graphic with white text that reads “Happy Thanksgiving.” Light green leaf illustrations surround the text. The ABLE National Resource Center logo appears at the bottom.

Thinking about opening an ABLE account? Here’s how to get started.✔️ Verify your disability-onset age and criteria✔️ Cho...
11/25/2025

Thinking about opening an ABLE account? Here’s how to get started.

✔️ Verify your disability-onset age and criteria
✔️ Choose an ABLE plan (state-by-state)
✔️ Make your first contribution
✔️ Set your savings goal
✔️ Use funds for qualified disability expenses

ABLE accounts make it easier to save and invest for your future without losing eligibility for public benefits.

Beginning Jan. 1, 2026, people whose disability began before age 46 will be eligible to open an ABLE account.

Learn more at ABLEnrc.org.

Image description: A green graphic with white text and green check marks lists steps for getting started with an ABLE account: “Verify disability-onset age and criteria. Choose an ABLE plan (state-by-state). Make your first contribution. Set your savings goal. Use funds for qualified disability expenses.” Text at the bottom reads: “Beginning Jan. 1, 2026, people whose disability began before age 46 will be eligible to open an ABLE account.” The ABLE NRC logo appears at the top.

Meet Timothy Elliott, a U.S. Navy veteran who’s using his ABLE account to take control of his financial future.Timothy s...
11/20/2025

Meet Timothy Elliott, a U.S. Navy veteran who’s using his ABLE account to take control of his financial future.

Timothy shares how lessons from military service apply to managing finances and achieving long-term goals.

His story is featured in the new ABLE Veterans Toolkit, a free resource that helps veterans with disabilities learn how ABLE accounts can support financial independence and stability.

Read Timothy’s story and download the toolkit here: 👉 https://www.ablenrc.org/wp-content/uploads/2025/11/ABLEnrcVeteransToolkit.pdf

Image description: A green and gold graphic featuring a photo of Timothy Elliott, a U.S. Navy veteran who uses a wheelchair. A smaller photo shows him in uniform standing beside an American flag. Text reads: “One thing that the military teaches us is to pay attention to detail when it comes to doing our job, but we need that same focus when it comes to our finances. An ABLE account is a great tool to help learn to manage a budget, establish savings, plan for short- and long-term goals, learn about investing and become financially literate.” – Timothy Elliott. The ABLE National Resource Center logo appears at the top.

Starting Jan. 1, 2026, more people with disabilities will be eligible to open an ABLE account thanks to the ABLE Age Adj...
11/19/2025

Starting Jan. 1, 2026, more people with disabilities will be eligible to open an ABLE account thanks to the ABLE Age Adjustment Act!

If your disability began before age 46, you’ll soon be able to open an ABLE account and experience the benefits that thousands already enjoy:

• Save and invest without losing eligibility for public benefits such as SSI and Medicaid.
• Earn tax-free growth on savings used for qualified disability expenses.
• Gain financial independence with a safe, flexible way to manage and grow your money.
• Use funds freely for housing, education, assistive technology, transportation and more.

ABLE accounts empower people with disabilities and their families to plan for the future, reach financial goals and build greater stability — all while protecting essential benefits.

Learn more at https://www.ablenrc.org/the-able-age-adjustment-act-fact-sheet/ and get ready for expanded eligibility in 2026.

Image description: A green graphic with white text that reads: “Benefits of ABLE accounts: Save and invest. Tax-free growth. Financial independence. Flexibility to spend.” Icons appear beside each benefit, including a dollar sign, potted plant, flexed arm and wallet with money. Below, text reads: “Beginning Jan. 1, 2026, people whose disability began before age 46 will be eligible to open an ABLE account.” The ABLE NRC logo appears at the top.

This Veterans Day, we celebrate the strength and resilience of America’s Veterans and military families.The ABLE NRC Vet...
11/11/2025

This Veterans Day, we celebrate the strength and resilience of America’s Veterans and military families.

The ABLE NRC Veterans Toolkit is a new resource to help Veterans with disabilities understand how ABLE accounts can support their financial goals — from saving for the future to maintaining important benefits.

Access the toolkit here: https://www.ablenrc.org/able-veterans-toolkit/



Graphic reads: “New Resource! Veterans Toolkit.” Three overlapping pages of the toolkit are shown, with the center cover titled “ABLE NRC Veterans Toolkit.”

Address

1701 K Street, NW, Suite 1000
Washington D.C., DC
20006

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Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm
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