Total Risk Administrators

21/04/2026

Our Private Ward Benefit covers the difference between the general ward rate and the private ward rate, so you can focus on your recovery, not your bill 🛏️

Find out more about gap cover from TRA: https://bit.ly/4cdTMI6

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Gap Cover insurance covers your medical aid shortfalls. Get TRA GapCover from R99 p/m for protection from in- and out-of-hospital shortfalls.

17/04/2026

🎊Congratulations to Sonnekus from Port Elizabeth, who has won our Bush Breaks competition!

Thys wins the R10 000 Bush Breaks gift voucher and a handcrafted "Big Five" bead art collection by Justice Beads.

Thanks to our partners and MobiMed for making this competition possible 🦁

16/04/2026

Your medical aid premium went up, but did your cover actually improve?

Higher premiums don't always mean better protection. As schemes adjust their benefit structures to manage costs, the gap between what they pay and what specialists charge continues to grow. Gap cover bridges that gap.

Read our latest article to find out how: https://bit.ly/3PF5TFs

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Gap Cover insurance covers your medical aid shortfalls. Get TRA GapCover from R99 p/m for protection from in- and out-of-hospital shortfalls.

14/04/2026

TRA’s latest podcast, “Exercise as Medicine,” dives into how movement can transform your health, boost your mood, and literally change your life.
From prevention to recovery, this is your reminder that sometimes the best “pill” is a workout 💪

Listen now: https://bit.ly/4cIRC3q

👉 Share it with your friends, family, and clients because everyone deserves to feel this good

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Exploring the science behind how exercise improves health, prevents disease and enhances longevity.

02/04/2026

Heading away this Easter long weekend?

With TRA Gap Cover, all policy holders under 71 years get access to comprehensive travel insurance at no extra cost. This includes up to R1 000 000 in emergency medical cover, baggage protection, and personal accident cover.

With peace of mind like that, you can take a real break. Happy Easter to everyone celebrating 🐣

Find out more: https://bit.ly/4mkWZt7

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

All TRA Gap Cover policyholders have access to the benefit of comprehensive travel insurance, the cost of which is covered by TRA.

25/03/2026

When you're recovering with your newborn, the last thing you need is surprise medical costs. This Cape Town mom's medical aid covered almost everything for her birth, except one specialist who wasn't in the network.

Gap cover bridges that gap. Read the full article here: https://bit.ly/4uLNV4h

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

A Cape Town mom went viral after sharing the full breakdown of what it cost her to give birth at a private hospital while on medical aid. Full breakdown in the comments

Image: robs_law / TikTok

23/03/2026

Part two of our series on female sexual wellness explores the physiological and psychological components of female intimacy, including hormonal influences and confidence factors. The discussion reframes sexual wellness as a key contributor to overall quality of life.

Listen now: https://bit.ly/3PuI9DJ

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Episode 2 of 2026, and part two of our series on female sexual wellness, explores the physiological and psychological components of female intimacy, includin...

19/03/2026

When specialist procedures come with a global fee, the costs can quickly add up even with medical aid.💸

With TRA’s increased Global Fee Benefit for 2026, you’re covered when the cost of an approved procedure is higher than your medical aid pays, including certain complex and robotic surgeries.

Helping provide financial certainty, so you can focus on care, not costs.

Learn more: https://bit.ly/3MZY4ZW

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Gap Cover insurance covers your medical aid shortfalls. Get TRA GapCover from R99 p/m for protection from in- and out-of-hospital shortfalls.

12/03/2026

In this episode, we examine the stigma, misconceptions and societal barriers that have historically limited open discussion around female sexual health. It provides context for why informed, respectful dialogue is essential.

Listen Now: https://bit.ly/4lid1TL

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Episode 1 of 2026 where we examine the stigma, misconceptions and societal barriers that have historically limited open discussion around female sexual healt...

05/03/2026

Not every birth goes according to plan. 💛

During International Women’s Month, we acknowledge the uncertainty and added pressure that many mothers face when a baby is born too early.

Our Premature Birth Benefit helps ease the financial strain that can come with a premature birth, providing a fixed payout if your baby is born before 34 weeks.

It’s one less thing to worry about during a time when your focus should be on your family.

Find out more: https://bit.ly/46rvUNZ

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Gap Cover insurance covers your medical aid shortfalls. Get TRA GapCover from R99 p/m for protection from in- and out-of-hospital shortfalls.

26/02/2026

You recovery doesn't end at discharge. Our new Step-Down Facility Benefit helps you rest, recover, and regain your strength, with up to R12,000 towards extended recovery stays in a registered facility.

Learn more: https://bit.ly/4a4KYSw

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

19/02/2026

With our new Hospitalised Psychiatric Care Benefit, TRA now provides tariff shortfall cover for service provider costs related to in-hospital mental health admissions requiring psychiatric care.

- 21 days of in-hospital cover.
- Available across all TRA product options.
- Included automatically with your plan.

Because peace of mind is part of your health too. 🧡

Learn more: https://bit.ly/4avMoH7

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.