Total Risk Administrators

Total Risk Administrators TOTAL RISK GAP COVER is an insurance product which has been designed to protect medical aid members

TOTAL RISK GAP COVER is an insurance product which has been designed to protect medical aid members from additional unbudgeted costs during hospitalisation. Although most medical aid schemes cover hospital costs at 100% of the applicable medical aid rate, the member is often left with a substantial shortfall in costs relating to specialist, surgeon, anaesthetist and other provider services. Total Risk Gap Cover provides cover on service provider charges in excess of the recommended medical aid rate with an upper limit of 7 times this rate.

Adventures should be unforgettable for the right reasons. Make sure you're protected with up to R1 million in cover for ...
17/11/2025

Adventures should be unforgettable for the right reasons. Make sure you're protected with up to R1 million in cover for emergency medical and related expenses while you're abroad.

From hospital stays to urgent care, we've got you covered, so you can focus on the adventure, not the what-ifs.

Learn more: https://bit.ly/47sYez7

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

The pursuit of youth can lead people down some surprising paths. Plastic surgery, Botox, fillers and so called miracle y...
14/11/2025

The pursuit of youth can lead people down some surprising paths. Plastic surgery, Botox, fillers and so called miracle youth creams. We have all heard the horror stories about what some will try in order to stay young. In our latest episode, we dig into the truth behind these treatments and ask the questions everyone is thinking.

Listen Now: https://bit.ly/4hxdmQA

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

The Inside TRAQ โ€“ TRAโ€™s regular podcast where the team discusses all things health: Gap Cover, The Healthcare Industry, Healthy living and Medical topics.

12/11/2025

The Original African Spa! Responsible Tourism & Pioneer in South Africa through Empowering previously disadvantaged women.

We believe comfort and connection should come first. ๐Ÿงก With our Private Ward Benefit, you can enjoy quiet, precious time...
06/11/2025

We believe comfort and connection should come first. ๐Ÿงก With our Private Ward Benefit, you can enjoy quiet, precious time alone with your baby, or simply recover in peace without worrying about extra hospital costs.

We cover the difference between the general ward rate and the private ward rate when you're admitted to a private ward.

Learn more: https://bit.ly/47sY6j7

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Go and experience that African Revitalisation!! You know you want to..
04/11/2025

Go and experience that African Revitalisation!! You know you want to..

๐ŸŒฟ๐Ÿฅ‚ Hello November! ๐ŸŒฟ๐Ÿฅ‚
Your perfect Mangwanani escape starts now โ€” but hurry, there are only LAST 10 SPACES left!

โœจ AFRICAN REVITALISATION FULL DAY SPA โ€“ R1 099 per person
Six luxurious therapies including a relaxation session, breakfast, lunch with desserts & a limited complimentary bar.
๐Ÿ“… Tuesday 4 to Thursday 6 November 2025
๐Ÿ“ River Valley, Sibaya & Winelands

๐Ÿ’† HALF DAY SPA โ€“ R799 per person
Three 55-minute relaxation therapies, breakfast or lunch & a limited complimentary bar.
๐Ÿ“… Tuesday 4 to Friday 7 November 2025
๐Ÿ“ River Valley, Sibaya & Winelands

๐ŸŒ™ MOONLIGHT NIGHT SPA โ€“ R1 299 for two
Three 55-minute relaxation therapies, snacks, dinner with desserts & a limited complimentary bar.
๐Ÿ“… Tuesday 4 to Thursday 6 November 2025 โ€“ Sibaya
๐Ÿ“… Wednesday 5 to Thursday 6 November 2025 โ€“ Winelands

Because self-care isnโ€™t a luxury โ€” itโ€™s a lifestyle โœจ

๐Ÿ“ž 087 809 0055 | 0860 55 00 55 | 076 888 2463
๐ŸŒ www.mangwanani.co.za

Paying R5 000 for medical aid? You still need Gap Cover. Donโ€™t get caught off guard by medical shortfalls. Read our late...
04/11/2025

Paying R5 000 for medical aid? You still need Gap Cover. Donโ€™t get caught off guard by medical shortfalls. Read our latest article to discover why you still need Gap Cover and how it protects you from unexpected costs, from only R99pm.

Read more here: https://bit.ly/4nQjsxj

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Did you know that you still need Gap Cover even if you are paying for a comprehensive medical aid? TRA explains why.

Growing families need more than just love, they also need protection from the unknown. Discover the essential insurance ...
30/10/2025

Growing families need more than just love, they also need protection from the unknown. Discover the essential insurance cover options (like medical aid, gap cover, life and disability insurance) to future-proof your household today.

Read more here: http://bit.ly/4mMRe5U

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Waiting periods may apply.

TRA unpacks insurance for families to consider, such as medical aid, gap cover, life cover, disability & critical illness protection.

TRA were honoured to be one of the sponsors of the doctorโ€™s dinner held by SAPSI. Thank you  for the opportunity to addr...
26/10/2025

TRA were honoured to be one of the sponsors of the doctorโ€™s dinner held by SAPSI. Thank you for the opportunity to address you and your colleagues. Thanks to and for an amazing culinary and wine experience. You and your team are the best of the best. was there with our CMO Dr Avron Urison and our COO Geoff du Preez.

Before you consider back surgery, know your options. In our latest episode of The Inside TRAQ Podcast, medical experts u...
24/10/2025

Before you consider back surgery, know your options. In our latest episode of The Inside TRAQ Podcast, medical experts unpack the truth about chronic back pain, the rising cost of treatment, and how to make the right decision for your health.

Listen Now: http://bit.ly/4nmBruT

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Waiting periods may apply.

Episode 8: Why does South Africa have the highest rate of spinal surgery per capita worldwide? Are there non-surgical alternatives? We ask the cutting questi...

Our Oncology Gap Benefit for Breast Reconstruction Surgery covers breast reconstruction shortfalls - because every woman...
17/10/2025

Our Oncology Gap Benefit for Breast Reconstruction Surgery covers breast reconstruction shortfalls - because every woman deserves that chance. ๐Ÿ’•

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Weโ€™ve made it even easier to protect your team. You can now request a corporate gap cover quote directly on our website!...
16/10/2025

Weโ€™ve made it even easier to protect your team. You can now request a corporate gap cover quote directly on our website!Quick. Simple. Efficient.

Get your corpotate quote here: http://bit.ly/3VN6ogw

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider, underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Waiting periods may apply.

Gap Cover insurance covers your medical aid shortfalls. Get TRA GapCover from R99 p/m for protection from in- and out-of-hospital shortfalls.

Address

16 Jersey Drive, Longmeadow Business Estate East, Longmeadow
Johannesburg
1609

Opening Hours

Monday 08:15 - 16:15
Tuesday 08:15 - 16:15
Wednesday 08:15 - 16:15
Thursday 08:15 - 16:15
Friday 08:15 - 15:15

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Our Story

TOTAL RISK GAP COVER is an insurance product which has been designed to protect medical aid members from additional unbudgeted costs during hospitalisation. Although most medical aid schemes cover hospital costs at 100% of the applicable medical aid rate, the member is often left with a substantial shortfall in costs relating to specialist, surgeon, anaesthetist and other service providers. Total Risk Gap Cover provides cover on service provider charges in excess of the recommended medical aid rate with an upper limit of 7 times this rate.

Our Gap Cover product also provides additional benefits such as a mobile app which includes services such as a Home Drive and Taxi Service (6 free trips per annum), Panic Button and Nurse Line.