Total Risk Administrators

29/01/2026

Should you get Botox? What's really causing your back pain? How dangerous is sun exposure in South Africa? Can medical cannabis help you? How do you cope with stress? The Inside TRAQ Podcast series dives deep into 13 episodes covering everything from skin cancer and chronic pain to food allergies and mental health. Real experts ask the quetsions that affect your health every day.

Listen to the the whole series: https://bit.ly/4a0C20z

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

TRA's regular podcast where the team discusses all things health: Health Insurance, The Healthcare Industry, Healthy living and Medical topics

22/01/2026

One new mom walked out of hospital facing a R38,000 shortfall after medical aid paid only part of her R90,000 bill. Thanks to our Gap Cover, she paid nothing. No surprise costs. No admin stress. Just peace of mind during one of the most important moments of her life.

Read our article for further details: https://bit.ly/4jFg4op

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

A new mom's R90,000 hospital bill was covered by gap cover, saving her R38,000 out of pocket. Read the full case study & see how TRA made the difference

15/01/2026

Our new Targeted Pain Relief Benefit helps cover shortfalls for pain management during surgery or after trauma (authorised in-hospital procedures), so you can focus on healing, not medical bills.

✅ Included in all TRA plans.
✅ Covered even if paid from savings.
✅ Unlimited, within your annual limit.

Find out more: https://bit.ly/3XYlKzR

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

08/01/2026

We've updated our benefits to give you greater protection and peace of mind. Here’s what’s new and improved for 2026.

⬆️ Increased Benefit Limits

💰 Annual Limit increased from R210,580 to R219,845 per insured person.
🏥 Tariff Shortfalls for theatre and ward fees.
🚑 Casualty Unit Benefit.
💊 Co-Payments, Sub-Limits & Oncology Benefits.
🌍 Global Fee Benefit.
🍼 Maternity Follow-Up Consultations.
🛏️ Private Ward Benefit.
✔️ Medical Aid Contribution Waiver.
🧡 Accidental Death Cover.

🆕 New Benefits Added

✅ Targeted Pain Relief Benefit.
✅ Hospitalised Psychiatric Care Benefit.
✅ Step-Down Facility Benefit.
✅ Premature Birth Benefit.

View our 2026 brochure for all the details and increase for each specific plan: https://bit.ly/4aWnT6G

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Gap Cover insurance covers your medical aid shortfalls. Get TRA GapCover from R99 p/m for protection from in- and out-of-hospital shortfalls.

01/01/2026

Happy 2026! May this year bring you health, happiness, and endless reasons to smile.

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

30/12/2025

Submitting a claim shouldn't feel like admin. Submit your claim through our TRA Assist app in just 5 minutes!

Find out more about our Gap Cover: https://bit.ly/3M6oSXF

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

25/12/2025

As the year ends, thank you for being part of the TRA family 🧡 Wishing you a joyful festive season filled with peace, happiness, and special moments.

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

23/12/2025

17/12/2025

South Africa suffers one of the highest skin cancer rates worldwide. Why is this? In this episode we take a look at why the Sun is dangerous, how it affects our skins and most importantly, when are we most vulnerable.

Listen Now: https://bit.ly/4pLLP1g

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Episode 11: South Africa suffers one of the highest skin cancer rates worldwide. Why is this. In this episode we take a look at why the Sun is dangerous, how...

16/12/2025

Your benefits not keeping up with rising medical aid costs? Get TRA Gap Cover from just R99pm to help cover medical shortfalls.

Sign up today: https://bit.ly/3M5rULR

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

11/12/2025

Episode 10: We take an in-depth look at Food Allergies - the triggers, testing and treatment and what every parent should know. We also look at meat allergie...

11/12/2025

Has your child had an allergic reaction to food? It’s a scary experience! Fortunately you are not alone and this affects many children and adults too. In our latest podcast, we take an in-depth look at Food Allergies - the triggers, testing and treatment and what every parent should know. We also look at meat allergies - yip that's a thing, and we get to see the latest study on this subject.

Listen Now: https://bit.ly/48Ib8Kk

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Episode 10: We take an in-depth look at Food Allergies - the triggers, testing and treatment and what every parent should know. We also look at meat allergie...