Total Risk Administrators

02/04/2026

Heading away this Easter long weekend?

With TRA Gap Cover, all policy holders under 71 years get access to comprehensive travel insurance at no extra cost. This includes up to R1 000 000 in emergency medical cover, baggage protection, and personal accident cover.

With peace of mind like that, you can take a real break. Happy Easter to everyone celebrating 🐣

Find out more: https://bit.ly/4mkWZt7

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

All TRA Gap Cover policyholders have access to the benefit of comprehensive travel insurance, the cost of which is covered by TRA.

25/03/2026

When you're recovering with your newborn, the last thing you need is surprise medical costs. This Cape Town mom's medical aid covered almost everything for her birth, except one specialist who wasn't in the network.

Gap cover bridges that gap. Read the full article here: https://bit.ly/4uLNV4h

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

A Cape Town mom went viral after sharing the full breakdown of what it cost her to give birth at a private hospital while on medical aid. Full breakdown in the comments

Image: robs_law / TikTok

23/03/2026

Part two of our series on female sexual wellness explores the physiological and psychological components of female intimacy, including hormonal influences and confidence factors. The discussion reframes sexual wellness as a key contributor to overall quality of life.

Listen now: https://bit.ly/3PuI9DJ

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Episode 2 of 2026, and part two of our series on female sexual wellness, explores the physiological and psychological components of female intimacy, includin...

19/03/2026

When specialist procedures come with a global fee, the costs can quickly add up even with medical aid.💸

With TRA’s increased Global Fee Benefit for 2026, you’re covered when the cost of an approved procedure is higher than your medical aid pays, including certain complex and robotic surgeries.

Helping provide financial certainty, so you can focus on care, not costs.

Learn more: https://bit.ly/3MZY4ZW

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Gap Cover insurance covers your medical aid shortfalls. Get TRA GapCover from R99 p/m for protection from in- and out-of-hospital shortfalls.

12/03/2026

In this episode, we examine the stigma, misconceptions and societal barriers that have historically limited open discussion around female sexual health. It provides context for why informed, respectful dialogue is essential.

Listen Now: https://bit.ly/4lid1TL

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Episode 1 of 2026 where we examine the stigma, misconceptions and societal barriers that have historically limited open discussion around female sexual healt...

05/03/2026

Not every birth goes according to plan. 💛

During International Women’s Month, we acknowledge the uncertainty and added pressure that many mothers face when a baby is born too early.

Our Premature Birth Benefit helps ease the financial strain that can come with a premature birth, providing a fixed payout if your baby is born before 34 weeks.

It’s one less thing to worry about during a time when your focus should be on your family.

Find out more: https://bit.ly/46rvUNZ

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Gap Cover insurance covers your medical aid shortfalls. Get TRA GapCover from R99 p/m for protection from in- and out-of-hospital shortfalls.

26/02/2026

You recovery doesn't end at discharge. Our new Step-Down Facility Benefit helps you rest, recover, and regain your strength, with up to R12,000 towards extended recovery stays in a registered facility.

Learn more: https://bit.ly/4a4KYSw

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

19/02/2026

With our new Hospitalised Psychiatric Care Benefit, TRA now provides tariff shortfall cover for service provider costs related to in-hospital mental health admissions requiring psychiatric care.

- 21 days of in-hospital cover.
- Available across all TRA product options.
- Included automatically with your plan.

Because peace of mind is part of your health too. 🧡

Learn more: https://bit.ly/4avMoH7

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

13/02/2026

🐆 WIN your dream safari escape with TRA, BushBreaks and More and MobiMed !

👉 Simply head to https://bit.ly/45VRzxC and answer one simple question about TRA for your chance to win a R10 000 Bush Breaks gift voucher redeemable at any of their resorts, PLUS a unique handcrafted "Big Five" bead art collection by Justice Beads!

⏱️ Competition closes 11 March 2026.

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

WIN a BushBreaks Gift Voucher to the value of R10 000! TRUE OR FALSE: The TRA Assist mobile app is powered by MobiMed

05/02/2026

With doctors charging well above medical aid rates, Gap Cover isn't optional, it’s essential. Get TRA Gap Cover from R197 per month and protect your family from medical shortfalls, co-payments, and sub-limit costs.

Find out more: https://bit.ly/4r2myR8

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

29/01/2026

Should you get Botox? What's really causing your back pain? How dangerous is sun exposure in South Africa? Can medical cannabis help you? How do you cope with stress? The Inside TRAQ Podcast series dives deep into 13 episodes covering everything from skin cancer and chronic pain to food allergies and mental health. Real experts ask the quetsions that affect your health every day.

Listen to the the whole series: https://bit.ly/4a0C20z

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

TRA's regular podcast where the team discusses all things health: Health Insurance, The Healthcare Industry, Healthy living and Medical topics

22/01/2026

One new mom walked out of hospital facing a R38,000 shortfall after medical aid paid only part of her R90,000 bill. Thanks to our Gap Cover, she paid nothing. No surprise costs. No admin stress. Just peace of mind during one of the most important moments of her life.

Read our article for further details: https://bit.ly/4jFg4op

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

A new mom's R90,000 hospital bill was covered by gap cover, saving her R38,000 out of pocket. Read the full case study & see how TRA made the difference