Total Risk Administrators

05/03/2026

Not every birth goes according to plan. 💛

During International Women’s Month, we acknowledge the uncertainty and added pressure that many mothers face when a baby is born too early.

Our Premature Birth Benefit helps ease the financial strain that can come with a premature birth, providing a fixed payout if your baby is born before 34 weeks.

It’s one less thing to worry about during a time when your focus should be on your family.

Find out more: https://bit.ly/46rvUNZ

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Gap Cover insurance covers your medical aid shortfalls. Get TRA GapCover from R99 p/m for protection from in- and out-of-hospital shortfalls.

26/02/2026

You recovery doesn't end at discharge. Our new Step-Down Facility Benefit helps you rest, recover, and regain your strength, with up to R12,000 towards extended recovery stays in a registered facility.

Learn more: https://bit.ly/4a4KYSw

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

19/02/2026

With our new Hospitalised Psychiatric Care Benefit, TRA now provides tariff shortfall cover for service provider costs related to in-hospital mental health admissions requiring psychiatric care.

- 21 days of in-hospital cover.
- Available across all TRA product options.
- Included automatically with your plan.

Because peace of mind is part of your health too. 🧡

Learn more: https://bit.ly/4avMoH7

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

13/02/2026

🐆 WIN your dream safari escape with TRA, BushBreaks and More and MobiMed !

👉 Simply head to https://bit.ly/45VRzxC and answer one simple question about TRA for your chance to win a R10 000 Bush Breaks gift voucher redeemable at any of their resorts, PLUS a unique handcrafted "Big Five" bead art collection by Justice Beads!

⏱️ Competition closes 11 March 2026.

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

WIN a BushBreaks Gift Voucher to the value of R10 000! TRUE OR FALSE: The TRA Assist mobile app is powered by MobiMed

05/02/2026

With doctors charging well above medical aid rates, Gap Cover isn't optional, it’s essential. Get TRA Gap Cover from R197 per month and protect your family from medical shortfalls, co-payments, and sub-limit costs.

Find out more: https://bit.ly/4r2myR8

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

29/01/2026

Should you get Botox? What's really causing your back pain? How dangerous is sun exposure in South Africa? Can medical cannabis help you? How do you cope with stress? The Inside TRAQ Podcast series dives deep into 13 episodes covering everything from skin cancer and chronic pain to food allergies and mental health. Real experts ask the quetsions that affect your health every day.

Listen to the the whole series: https://bit.ly/4a0C20z

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

TRA's regular podcast where the team discusses all things health: Health Insurance, The Healthcare Industry, Healthy living and Medical topics

22/01/2026

One new mom walked out of hospital facing a R38,000 shortfall after medical aid paid only part of her R90,000 bill. Thanks to our Gap Cover, she paid nothing. No surprise costs. No admin stress. Just peace of mind during one of the most important moments of her life.

Read our article for further details: https://bit.ly/4jFg4op

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

A new mom's R90,000 hospital bill was covered by gap cover, saving her R38,000 out of pocket. Read the full case study & see how TRA made the difference

15/01/2026

Our new Targeted Pain Relief Benefit helps cover shortfalls for pain management during surgery or after trauma (authorised in-hospital procedures), so you can focus on healing, not medical bills.

✅ Included in all TRA plans.
✅ Covered even if paid from savings.
✅ Unlimited, within your annual limit.

Find out more: https://bit.ly/3XYlKzR

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

08/01/2026

We've updated our benefits to give you greater protection and peace of mind. Here’s what’s new and improved for 2026.

⬆️ Increased Benefit Limits

💰 Annual Limit increased from R210,580 to R219,845 per insured person.
🏥 Tariff Shortfalls for theatre and ward fees.
🚑 Casualty Unit Benefit.
💊 Co-Payments, Sub-Limits & Oncology Benefits.
🌍 Global Fee Benefit.
🍼 Maternity Follow-Up Consultations.
🛏️ Private Ward Benefit.
✔️ Medical Aid Contribution Waiver.
🧡 Accidental Death Cover.

🆕 New Benefits Added

✅ Targeted Pain Relief Benefit.
✅ Hospitalised Psychiatric Care Benefit.
✅ Step-Down Facility Benefit.
✅ Premature Birth Benefit.

View our 2026 brochure for all the details and increase for each specific plan: https://bit.ly/4aWnT6G

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

Gap Cover insurance covers your medical aid shortfalls. Get TRA GapCover from R99 p/m for protection from in- and out-of-hospital shortfalls.

01/01/2026

Happy 2026! May this year bring you health, happiness, and endless reasons to smile.

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

30/12/2025

Submitting a claim shouldn't feel like admin. Submit your claim through our TRA Assist app in just 5 minutes!

Find out more about our Gap Cover: https://bit.ly/3M6oSXF

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.

25/12/2025

As the year ends, thank you for being part of the TRA family 🧡 Wishing you a joyful festive season filled with peace, happiness, and special moments.

Total Risk Administrators Pty (Ltd) is an authorised Financial Services Provider (FSP No 40815), underwritten by Auto&General Insurance Company Limited, a licensed non-life Insurer & Financial Services Provider. T's & C's apply. Product option dependent. Waiting periods may apply.