The Property Coach

16/12/2025

Just because your 2025 in Property wasn't great...
it doesn't mean that you will not do much better in 2026

Just because the banks don't want to give you a home loan...
it doesn't mean that you cannot find a different way to fund a great deal

Just because your first property investment did not live up to your expectations...
it does not mean that investing in property does not work

Just because you had a nightmare tenant...
it doesn't mean that all tenants are a nightmare

Just because you did not have time for property in 2025...
it doesn't mean that you will not get rid of "time vampires" in 2026

Just because you did not have attend the Hacker Shows in 2025...
it doesn't mean that you will not attend the first one on 20th January

Just because it looks far and difficult...
it doesn't mean that you will not achieve your Financial Independence

Happy Reconciliation Day

Carlo ThePropertyCoach

13/12/2025

How would I describe the Residential Property Market in 2025 ? Firstly, here are 3 numbers you cannot ignore:
👌House prices have increased on average across SA by 4% (and as much as 8.0% in the Western Cape)

👌Rentals have increased on average across SA by 4.9% (and as much as 7.0% in the Western Cape)

👌Freehold (FH) property prices were up 4.9% against sectional titles at 3.4%. I told you at the start of 2025 to favour FH where possible :-)

And here are 2 words to describe the residential property market in 2025:

❌ UNFAIR - some investors did great, some did just ok, some did poorly. The difference? Simple! Buying the right property, in the right area, at the right price, with the right funding and placing the right tenant.

❌ DEFIANT - economic growth remained lacklustre, consumer and business confidence shaky at best, local and international political drama was an everyday affair... and despite all of that, the property market performed better than anybody predicted. And the best is still ahead...for those that understand that....

It's never too late to do the right thing. Invest in Property ONLY with the right local and practical knowledge, tools, and support.

04/12/2025

https://www.moneyweb.co.za/moneyweb-opinion/rent-control-not-only-fails-it-entrenches-inequality-cape-town-mayor/ I really like this statement by the Mayor of the City of Cape Town

The solution to housing affordability is to increase supply by building more homes.

30/11/2025

LAST CALL to register (and attend) for the in-person event tomorrow in Bryanston 5:30pm-7:30pm. Last 7 COURTESY tickets available before we close off https://www.quicket.co.za/events/347750-free-masterclass-fast-track-your-property-success-in-person-hosted-by-carlo-the/?ref=link-campaign&lc=41960815

Presented Live by Carlo Mariani. ThePropertyCoach. 2 hours packed with local knowledge, case studies, collaboration opportunities, inspiration and strategies for you to use immediately.

You will get:

> Market fundamentals, trends & opportunities looking into 2026

> What type of properties and what areas will do well (and which areas will generate disappointing returns)

> Five simple ways to access more money, from banks and angel investors

> How to connect deals with private investors (and where to find them)

> The proven formula to buy below market value in this market

> Access to my team of experts in the fields of property law, finance & bond, risk & insurance, tenant management, accounting.

Presented Live by Carlo Mariani. ThePropertyCoach. 2 hours packed with local knowledge, case studies, collaboration opportunities, inspiration and strategies for you to use immediately.

28/11/2025

Property does not go "On Sale" for Black Friday...powerful! Should make you think. Today is a day that you make a decision if you are really serious about property or you just like the idea...depending on how you spend your money or you keep it to invest it...No Black Friday deals here

27/11/2025

A reminder of the importance of choosing the right area..this is not to simply say "buy the WC and avoid GP"...I wish it was as simple as that...but hey...we will discuss in more detail this Monday 1st Dec in-person in Sandton at the Masterclass. Courtesy tickets available here https://www.quicket.co.za/events/347750-free-masterclass-fast-track-your-property-success-in-person-hosted-by-carlo-the/?ref=link-campaign&lc=58498701

22/11/2025

Earlier in Tshwane...a very productive knowledge-sharing and collaboration engagement. Next in-person event with Courtesy tix is 1 Dec in Bryanston, Sandton 5:30pm-7:30pm. Grab your seat here https://www.quicket.co.za/events/347750-free-masterclass-fast-track-your-property-success-in-person-hosted-by-carlo-the/?ref=link-campaign&lc=58498701

20/11/2025

BREAKING NEWS! Interest rates are 0.25% lower from tomorrow on your home loan (and vehicle finance or credit card) - the announcement by the Governor of the South African Bank was made just a few minutes ago.

Lower interest rates can be "the best of times" or the "worst of times" depending on a number of factors, including your property strategy, funding strategy, acquisition strategy and many other factors.

🚨 Beware estate agents and developers selling the story that "with lower interest rates, this is the best time to buy property"...as in most cases they just want you to buy the property so that they can make their profit, and they don't really care whether YOU are going to make money or not.

19/11/2025

https://www.moneyweb.co.za/news/economy/sa-inflation-quickens-on-eve-of-rate-decision/ with inflation at 3.6% against the new target of 3%, what will the South African Reserve Bank do tomorrow when they announce their rate decision? Your guess is as good as mine, but I'll surely post an update here tomorrow once we all know. A 0.25% interest rate reduction might be a small tailwind but definitely not enough to have any significant impact on the demand side to significantly alter the supply - demand equation...at least not yet..

Consumer prices rose 3.6%, compared with 3.4% in September.

16/11/2025

Calling all Tshwane property investors for a powerful collaboration opportunity next Sat 22.11 in-person https://thepropertycoach.teachable.com/p/thepropertycoach-table2?coupon_code=CLUB&product_id=6508577

12/11/2025

https://www.payinc.co.za/blog/post/salaries-rise-for-sixth-straight-month-in-sep an increase in salaries above inflation is really good news for property investors as a stronger economy can be a great tailwind for the property market. Read this insightful article for more details but yet salaries are eventually increasing...above inflation

Insights, updates, and engineering notes from PayInc.

08/11/2025

Calling Tshwane Property Investors. Keen to connect with me and with a small group of property investors in-person? A powerful opportunity to share local insights, strategies, deals and your chance to expand your collaboration platform. All of this for a tiny investment of R149 https://thepropertycoach.teachable.com/p/thepropertycoach-table2?coupon_code=CLUB&product_id=6508577