Elite Risk Acceptances

18/12/2025

Planning a night out this New Year’s Eve? Book your safe ride home in advance!

At Elite Risk, your safety is our priority. Our chauffeur service ensures you and your vehicle get home safely after a late night celebrating. Forget the stress of deciding who drives, our responsible, professional chauffeurs take care of the journey so you can enjoy the night worry-free.

This service is available for all Elite Risk clients but slots fill up fast around New Year’s Eve. Book early to secure your chauffeur and start 2026 safely and responsibly.




*Image by Freepik

16/12/2025

Today, we pause to reflect on the journey South Africa has taken and the work that continues to bring our nation closer together. This Day of Reconciliation reminds us of the importance of understanding, dialogue, and the shared responsibility we all carry in building a society grounded in respect and compassion.

As we reflect, let us celebrate the progress made, acknowledge the challenges that remain, and continue striving for unity, understanding, and collective growth.

15/12/2025

Buying or receiving something special this Christmas? Make sure it’s protected!

Luxury watches, jewellery, tech, and designer pieces are exciting gifts, but they’re also easy to lose, damage, or misplace. Too often, people celebrate their gift and only remember insurance weeks later. By then, it might be too late.

If you're gifting or receiving a high-value item, remember to:
• Add it to your insurance policy once it's yours.
• Make sure the valuation is correct.
• Ask your broker if your policy gives automatic cover for new items.
• If the gift is for someone outside your household, it should be insured on their policy once they receive it.

A quick update to your policy can save a lot of heartache later.
Enjoy the celebrations, and stay protected.


*Image by rawpixel.com on Freepik

15/12/2025

Thank you, to our broker partners!

Our recent Elite Risk broker lunches across the country were a true highlight. Connecting with you reminded us why these partnerships matter.

We’re grateful for your time, your conversation, and your continued belief in Elite.
Here’s to another year of shared success as we look ahead to 2026.

12/12/2025

“The festive season is about joy, family, and making memories, but it’s also one of the busiest times on our roads,” says Tarina Vlok, Managing Director at Elite Risk. “Simple planning and awareness behind the wheel can prevent accidents and ensure that everyone arrives safely to enjoy the celebrations.”

At Elite Risk, we encourage travellers to plan ahead and stay safe. Some practical tips include:

• Plan your journey – Map your route and schedule breaks to avoid fatigue
• Stay alert – Long trips and heavy traffic require focus and patience
• Be mindful of other road users – Watch for pedestrians, cyclists, and holiday travellers unfamiliar with the roads
• Check your vehicle – Tyres, brakes, lights, and fluid levels should be road-ready
• Don’t look at your phone while driving and stop regularly to stretch your legs.

Remember, the journey is part of the holiday. Arrive safely, make memories, and focus on what really matters: celebrating with the people you love.

02/12/2025

Celebrating our new board chair Natasha Williams.

Elite Risk is excited to announce the appointment of Natasha Williams as Chair of the Board. Currently the Chief Operating Officer at Old Mutual Insure, Natasha brings a wealth of sector knowledge and leadership experience gained over her distinguished 30-year career.

Throughout her career, Natasha has demonstrated a strong commitment to developing talent and high-performance teams, having held senior roles at some of the industry’s most noteable brands.

She brings a powerful combination of strategic vision, operational expertise and people-centric leadership; qualities that will strengthen the Board’s ability to make informed, future-focused decisions in a rapidly evolving industry.

Her ability to inspire teams and strengthen governance will be key as Elite continues to set new benchmarks for excellence.

Please join us in welcoming Natasha as she guides the Board into this exciting next chapter.

25/11/2025

Rising expectations: the new reality for insurers and brokers
Clients are no longer passive buyers, they are informed, vocal, and expect insurance to fit their lifestyles, not the other way around. This shift is particularly evident in the High-Net-Worth (HNW) market, where bespoke cover, proactive risk advice, and exceptional service are now the baseline rather than a luxury.

Elite Risk Managing Director Tarina Vlok highlights the main forces converging to drive this transformation:
• Digital convenience has reshaped what good service looks like. If clients can complete complex transactions online within minutes, they expect their insurer to deliver the same seamless experience across all touchpoints (PwC Insurance 2025).
• Data and personalisation are redefining value. Clients expect insurers to intelligently leverage behavioural and personal data to anticipate needs and offer proactive guidance (Deloitte Global Insurance Outlook).
• Complex and evolving risk environments, from climate volatility and rising crime to global economic uncertainty, mean clients want reassurance and prevention as much as compensation. Trust and transparency now matter more than price, especially for emotional, high-stakes purchases (Harvard Business Review).

This evolution transforms the role of brokers from intermediaries into risk architects, designing integrated solutions and translating complex risks into clarity. The insurer of the future won’t just underwrite risk — they’ll understand people, anticipate their needs, and build enduring trust.

To read the full article on FAnews click here: https://www.fanews.co.za/publication/pdf_336_fanewsnov2025 =52

25/11/2025

Exciting Update for Our Customers!

At Elite, we pride ourselves on offering products that are competitive, relevant, and aligned with market standards. That is why we have refined our Electricity Grid Interruption exclusion to provide better protection.

What is changing?

Previously, all losses from power outages were excluded, regardless of the scale of the outage. Now, coverage applies to smaller, localised outages, while large-scale municipal, provincial, or national outages remain excluded. Power surge damage after reconnection is included in the cover.

Although this update took effect from the 1st of October 2025, any new claims made after this date will be processed in line with the revised cover.

To find out more about this policy update, speak to your broker.

20/11/2025

Connecting, reflecting, and planning: Elite Risk is hitting the road with our broker lunches across South Africa.

We’ll be visiting Johannesburg, Pretoria, Durban, Knysna, Cape Town, and Port Elizabeth—bringing our brokers together to celebrate the year past and look ahead to new opportunities for 2026.
“We are looking forward to pausing and reflecting. ” says Managing Director, Tarina Vlok. "We value not only the business you bring but the trust, ideas, and collaboration that make our partnerships truly exceptional."

18/11/2025

At the recently held InsureTalk57, our Managing Director Tarina Vlok shared a deeply personal reflection on the emotional and psychological journey toward retirement.

For Tarina, turning 60 wasn’t just a milestone, it marked the start of a new chapter. She spoke candidly about the mix of emotions that come with stepping away from decades of purpose-driven work, asking herself, “Who am I without my title?”
Her message was both moving and practical. She reminded the audience that preparing for retirement goes beyond financial planning — it’s about relationship planning, emotional readiness, and finding new purpose. Our identity, she said, doesn’t end when our careers do; it evolves. “Retirement isn’t a full stop,” she added, “it’s the comma before the next sentence.”
We couldn’t be prouder of Tarina for opening this important conversation, inspiring us to approach change with courage and curiosity.

Elite Risk is proud to have partnered with InsureTalk57 as a sponsor, supporting platforms that drive meaningful dialogue and human connection in our industry

Register for free. Engage with the content, complete the multiple-choice exam at the end, earn CPD hours, and download your CPD certificate.

13/11/2025

In Hermanus, a R100 million-plus coastal estate has become one of the country’s most talked-about properties as it has recently become listed. The estate spans more than 7,000m², featuring a Cape vernacular manor house with an indoor pool, wine cellar, and sweeping panoramic views of Walker Bay. Described as a “front-row seat to world-class whale watching,” the property exemplifies coastal luxury at its finest.

In Hermanus, 76% of properties are still held as freehold, with many passed down through generations. A reflection of the lasting investment value of heritage estates. Often both heritage and luxury homes carry layers details that make restoration both complex and costly.

According to Tarina Vlok, our Managing Director, protecting such properties requires a deeper understanding of their unique value.
“Heritage homes are irreplaceable by nature,” says Tarina. “Homeowners should ensure their insurance reflects the true cost of restoration, from sourcing original materials to commissioning specialised artisans. Regularly reviewing your property’s replacement value is essential to avoid underinsurance and preserve the integrity of your home.”

Property remains among South Africa’s most valuable and storied asset, protecting its worth requires an expertise as considered as the craftsmanship behind the homes themselves.



*Image credit: Daily Investor

11/11/2025

Protecting the priceless — even from the boldest thieves.

From Paris to Pringle Bay, daring art and jewellery heists have made headlines, reminding us that no collection is too small or too secure to be targeted.
Whether it’s a family heirloom, a sculpture in your garden, or a rare piece of jewellery, your valuables deserve more than just admiration — they deserve protection.

Tarina Vlok, MD of Elite Risk Acceptances, says it’s vital to make sure your insurance truly reflects the value of what you own. That includes:
• Getting expert valuations
• Checking policy details for conditions, exclusions, or limits
• Taking extra safety precautions, especially during the festive season