09/11/2025
🩺 What Are PMBs – and Why They Matter
Prescribed Minimum Benefits (PMBs) are part of South African law — and they’re designed to ensure that every patient receives essential care, regardless of their medical aid plan.
PMBs include:
✅ 271 medical conditions
✅ 26 chronic illnesses
✅ All emergencies
Conditions like epilepsy, diabetes, multiple sclerosis, asthma, stroke, HIV/AIDS, and breast cancer are all covered in full — no co-payments or deductibles, when you follow your scheme’s protocols.
PMBs are your legal safety net — and a shared commitment between patients, doctors, and schemes.
If you’re unsure whether your condition qualifies for PMB cover, speak to our team. We’re here to help.
📖 View the full PMB condition list
https://www.discovery.co.za/wcm/discoverycoza/assets/medical-aid/benefit-information/2021/pmb-conditions-list-2021.pdf