IHC Africa

07/05/2024

🎉 Exciting News for My Zimbabwe Friends! 🎉

Introducing Our New Medical Plan Launching June 1st!

We're thrilled to announce the launch of our new medical plan, tailored for the middle & upper income bracket and designed with your health in mind. This plan, offered by one of Zimbabwe's most reputable Medical Aids, includes comprehensive outpatient and in-patient benefits.

Why Consider This Plan?

👉 Reasonable Benefits.

👉 Reasonable Monthly Premiums. (Cheaper than the top-tier high-end plans.)

👉 No Upfront Costs: Zero payment needed at approved service providers.

👉 Full Coverage: All approved treatments are paid in full up to reasonable & customary charges.

👉 Minimal to No Shortfalls: Experience far fewer shortfalls compared to other plans.

👉 Global Coverage: Get treatment in Zimbabwe, regionally, and internationally.

Easy & Free Information Access: Get all the details you need without any commitment. Click below for a free, no-obligation quote—just 2 minutes to complete!

👉 Get Your Free Quote Now! http://quotes4me.ihc.co.zw/

Don’t miss out on this opportunity to secure reliable and accessible medical coverage.

Share this with your family and friends in Zimbabwe and help everyone stay covered!

Fill out this form.

15/05/2023

My name is Sean Steyn, and I am a Health Insurance (Medical Aid) Expert specialising in comprehensive health insurance solutions tailored specifically for CEOs, Managing Directors, General Managers, Executives, and high-income individuals and families based in Zimbabwe.

With over 22 years of experience in the industry, I understand the challenges and frustrations that individuals face when it comes to finding the right Executive health insurance coverage. The process can be time-consuming, confusing, and overwhelming, leaving many feeling burdened and uncertain about the best options available to them.

However, I am here to alleviate that burden and simplify the process for you, at no extra cost. Drawing upon my extensive expertise and industry knowledge, I can guide you through the intricacies of health insurance, making it an effortless and seamless experience. My goal is to simplify the decision-making process and empower you to make well-informed choices that meet your specific needs and priorities.

Whether you're seeking personalized plans, optimized coverage, or simply need guidance on navigating the complexities of healthcare, I am dedicated to providing exceptional service and support. I believe that everyone deserves access to reliable and transparent Medical Aid & health insurance solutions, and I am committed to ensuring you receive the highest level of care and attention.

If you are a CEO, Managing Director, General Manager, Executive, or a high-income individual or family seeking expert advice and a simplified approach to health insurance, I would be delighted to connect with you. Let's work together to alleviate the frustration and confusion associated with this process, so you can focus on what truly matters – your health and well-being.

Feel free to reach out to me on info@ihc.co.zw, and let's start a conversation. I am here to provide guidance, address your questions, and help you navigate the ever-evolving landscape of Medical Aid & health insurance.

Thank you for your time, and I look forward to connecting with you soon.

Best regards, Sean Steyn

12/05/2023

🚫Zimbabwe: Do not buy or renew your MEDICAL AID until you’ve had a chat to us.

👉 If you’re looking for top-tier, best-of-the-best, Medical Aid for CEOs, MDs, GMs, Executives, and High Income Families, click https://www.medicalaid.co.zw/quote.html

With executive medical coverage of the highest caliber, you and your family can have the peace of mind you need, knowing that you'll have access to quality local and cross-border medical care when you need it most - without having to pay upfront or worrying about getting yourself into debt due to medical bills!

As agents for various local and international medical products, we can offer you Comprehensive medical aid & health insurance plans that have a wide range of benefits, including:

✅ Coverage for Emergency and Non-emergency Hospitalisations.

✅ Emergency Medical Care in Accident & Emergency Departments.

✅ Local and Cross Border Air & Road Ambulance Services.

✅ Family member accompaniment when Hospitalised in SA.

✅ Consultations with Specialists, and Diagnostic Tests.

✅ Dental and Vision care.

✅ GP visits and Prescription Meds.

✅ Medical Check-ups.

✅ Physio and Chiropractor treatment.

In addition to the above, you also receive the following:

✅ 365 | 24/7 Call Center for local and cross border assistance.

✅ Minimal to no shortfalls and out of pocket expenses.

✅ You get to choose the local and cross-border healthcare providers you want and avoid long wait times for treatment. Our plans do not dictate who you can seek treatment from.

The last important point to make is that all products are somewhat flexible, so you can customise your coverage to suit your needs and budget.

Don't leave your health or your finances to chance. Click on [Learn More] to get your free, no-obligation quotation now! We typically respond within 24 hours during Mondays to Fridays.

You deserve the best medical coverage, and we are here to provide it for you. Join our satisfied clients and experience peace of mind today!

➡️Sean Steyn and his team have over 22 years’ experience helping families, individuals and businesses find and purchase Medical Cover.

➡️Free Advice with Zero Obligations when you click https://www.medicalaid.co.zw/quote.html and complete our Quote Request Form.

09/05/2023

Hi There, I'd like to take this opportunity to introduce myself.

My name is Sean Steyn.

I launched Alliance Health in 2009 with the help of my wife, Laura, and Neil Hunt from Alliance Insurance.

Although I am no longer directly involved with Alliance Health and act as an independent agent, I fully support them and their products because they fit many people’s needs, purpose and budget in Zimbabwe. Furthermore, they still provide an exceptional service.

But the story about how I got into Health Insurance (Medical Aid) started 9 years before that.

After losing my successful Commercial Farm Insurance Brokerage overnight due to Mugabe’s Farm Expropriations, I fell into a deep depression and we left Africa in 2000 for the UK with 6 suitcases and a 2 year old daughter. The depression got worse in the UK because I couldn’t find a decent job.

A year later, in 2001, we returned to Zimbabwe where we downsize our living to reduce costs so that I could take time off from everything and recover mentally.

Just before our finances ran out, I received a call from my Aunt who was looking to raise funds to pay for my cousins Cancer treatment. Sadly, he had passed away but the family were left with huge medical bills to pay.

It turned out that Zims biggest and best medical aid were not paying medical bills in full which was leaving people with huge shortfalls.

Being inquisitive, I decided to investigate the issue and found out that all the medical aids in Zim were facing the same problem of not charging enough to offer high benefit levels to cover medical bills adequately. This lack of high benefits translated into massive shortfalls at the time of treatment.

This in turn translated into a huge hungry market in Zimbabwe wanting decent medical cover.

Prior to investigating the above, a friend who was working for MK Airlines had told me how brilliant his medical cover was from the UK. So I contacted his broker in the UK and found out that UK International Private Medical Insurance products benefits were high enough so as to not leave people with shortfalls like Zim medical aids were doing.

I immediately joined the UK brokerage as an independent agent and started marketing International Private Medical Insurance in Zim.

This then led me to working as broker manager promoting and training agents all over Africa for AETNA’s Executive Healthcare Product.

It was at this time that I realized even the International Private Medical Insurance products were still not covering everyone’s needs. The international plans were far better than Zim Medical Aid cover but they were still not good enough. There were lots of gaps. People in Zim wanted better cover.

I then surveyed all the Zim agents and people on these international plans who told me what was missing and exactly what they wanted in a home-grown Medical Insurance product.

A few months later working from my dining room table in a small 2 bedroom flat in Avondale, I had the first draft of Multimed. About a year later I had the final product and approached Neil Hunt at Alliance Insurance company to help me launch Zimbabwe’s first Health Insurance company which was in 2009.

The rest is history as they say.

Originally posted at https://ihc.co.zw/about/

05/05/2023

Is your MEDICAL AID frustrating you due to low benefits, shortfalls, general delays or poor service? Do you want more Comprehensive Coverage with superior service, and if required, are you prepared to pay more premium for better coverage? Visit https://ihc.co.zw/

03/04/2023

Zimbabwe: Save Up To 60% with a Hospital Plan!

With the ever-increasing premiums, have you considered a Hospital Plan to SAVE on premiums?

▶️What is a Hospital Plan?

A Hospital Plan is designed to cover your medical expenses when admitted to the hospital for both emergency and non-emergency (elective) treatment. Therefore, as soon as you are admitted as a day-patient or require an overnight stay, the expenses incurred will be covered.

Bills are paid directly to the hospital, treating doctors, and specialists. You are not required to pay anything upfront.

NB: This is NOT a cash plan where you are paid a fixed amount per day when hospitalised. These products pay up to USD$1,000,000 for in-hospital medical treatment for emergencies and non-emergencies!

▶️Why consider only a Hospital Plan?

Hospital bills are typically the most expensive and can result in significant financial strain, whereas day-to-day outpatient bills may be more manageable for most or negligible if in relatively good health.

In other words, why pay up to 60% more for benefits you hardly ever use or don’t use?

▶️Who is a Hospital Plan best suited for?

For individuals who are in good health and do not have chronic medical conditions or frequent visits to the doctor, choosing a Hospital Plan that exclusively caters to inpatient expenses while cutting out unnecessary outpatient benefits may be financially advantageous due to significantly lower premiums.

▶️How much premium can you potentially save?

Selecting a Hospital Plan rather than a Comprehensive Plan that covers both inpatient and outpatient expenses could lead to potential savings of up to 60% on your monthly premiums.

Using me as an example, my personal monthly savings are $240, which equates to $2,880 annually or $57,600 over a 20-year coverage period, disregarding yearly increases due to "Medical Inflation." At age 54, I can confidently state that I have never spent $2,880 a year for day-to-day outpatient medical treatment.

▶️What does a Hospital Plan NOT cover?

USD Comprehensive Hospital Plans will generally pay for the following:

✅Emergency and Non-emergency (elective) Hospitalisations and related services.
✅Cancer treatment.
✅Treatment in Zimbabwe and South Africa.
✅Emergency Medical Care in A & E Departments that results in being Hospitalised.
✅Local and Cross Border Air & Road Ambulance Services.
✅Family member accompaniment when Hospitalised in SA.
✅In-hospital Consultations with Specialists and Diagnostic Tests.
✅Follow-ups after being discharged.

▶️What does a Hospital NOT cover?

Hospital Plans do not cover the following day-to-day out-patient benefits:

❌Dental and Vision care.
❌GP visits and Prescription Meds.
❌Medical Check-ups.
❌Physio and Chiropractor treatment.
❌Pregnancy and Childbirth. (Unless it's a medical emergency.)

▶️On a Personal Note!

I regard a Hospital Plan as an insurance policy that safeguards me against exorbitant medical expenses that I am unable to afford and would prefer not to go into debt for. Knowing that my medical bills will be covered in the event of hospitalisation, I can rest assured that I will be financially secure in the event of being hospitalised while being treated in the best hospitals by the most competent professionals.

Isn’t that why we buy medical cover?

▶️What Next?

For more details and to compare Premiums, visit www.MedicalAid.co.zw

30/03/2023

Zimbabwe - Are you currently looking for top-tier, first class Medical Cover or just about to renew your Medical Cover?

🚫 Do not buy or renew your Medical Cover until you’ve read our Comprehensive Guide.

☑️ Our Free Guide was written over 10 years ago and is updated yearly to help identify which is the best Medical Cover and why.

➡️ There is a “Best Medical Aid” in Zimbabwe but it’s not what you think it is. Most people make the wrong choice based on lack of knowledge.

👉 Find out why people make the wrong choice and how you can avoid the same mistakes!👌

Do not attempt to “Do It Yourself” without reading our Guide.

Free Advice with Zero Obligations or Strings Attached when you click https://www.medicalaid.co.zw/free_guide_to_cover.html

28/03/2023

Top-tier, Comprehensive USD Medical Aid Cover for People Based in Zimbabwe.

Are you worried about unexpected medical bills and the high costs of healthcare?

Are you worried about having to pay upfront for medical treatment or not having the funds to pay your medical bills?

Top-tier USD medical cover can provide you and your family with the peace of mind you need, knowing that you'll have access to quality local and cross border medical care when you need it most - without having to pay upfront!

Our Comprehensive medical aid & insurance plans offer a range of benefits, including:

✅ Coverage for Emergency and Non-emergency Hospitalisations.
✅ Emergency Medical Care in A & E Departments.
✅ Local and Cross Border Air & Road Ambulance Services.
✅ Family member accompaniment when hospitalised in SA.
✅ Consultations with Specialists, and Diagnostic Tests.
✅ Dental and Vision care.
✅ GP visits and Prescription Meds.
✅ Medical Check-ups.
✅ Physio and Chiropractor treatment.

365 | 24/7 local assistance with minimal to no shortfalls and out of pocket expenses within your chosen area of cover.

With private medical cover, you can choose the local and cross-border healthcare providers you want and avoid long wait times for treatment. All plans are flexible, so you can customize your coverage to suit your needs and budget.

Don't leave your health to chance.

To learn more about our plans, what our clients say and get a Free Quote, visit https://www.medicalaid.co.zw/